Mortgage lending in Dallas County, Iowa
Lenders in Dallas County, Iowa reported 5,455 mortgage applications for 2025, according to the CFPB.
5,455 mortgage applications and 3,946 loans originated in 2025; the denial rate was 11.2% of 4,573 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Des Moines-West Des Moines, IA HUD Metro FMR Area.
- 5,455
- Applications
- 3,946
- Loans originated
- 11.2%
- Denial rate
- 513 denied of 4,573 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,455 | 3,946 |
| 2024 | 4,906 | 3,523 |
| 2023 | 4,363 | 3,130 |
| 2022 | 5,993 | 4,447 |
| 2021 | 9,652 | 7,383 |
| 2020 | 11,251 | 8,823 |
| 2019 | 6,471 | 5,031 |
| 2018 | 5,062 | 3,955 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 679 | 861 |
| Veridian Credit Union | 421 | 573 |
| DHI Mortgage Company, LTD. | 222 | 327 |
| Community Choice Credit Union | 220 | 318 |
| Luana Savings Bank | 120 | 130 |
| Northwest Bank | 91 | 114 |
| United Wholesale Mortgage | 87 | 112 |
| Premier Credit Union | 84 | 85 |
| Rocket Mortgage | 80 | 119 |
| Iowa Bankers Mortgage Corporation | 79 | 92 |
| Gershman Investment Corp. | 78 | 91 |
| New American Funding, LLC. | 76 | 107 |
| Central Bank | 70 | 79 |
| Fidelity Bank | 63 | 76 |
| US Bank, N.A. | 59 | 85 |
| Bankers Trust Company | 58 | 76 |
| Homeservices Lending LLC | 51 | 65 |
| Empeople Credit Union | 41 | 52 |
| Wells Fargo Bank NA | 41 | 57 |
| Pennymac Loan Services LLC | 41 | 66 |
| Greater Iowa Credit Union | 40 | 53 |
| Midwest Heritage Bank FSB | 36 | 43 |
| Fairway Independent Mort Corp | 35 | 41 |
| Raccoon Valley Bank | 34 | 42 |
| Mortgage Research Center | 34 | 59 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 343 | 13.7% of 262 decided |
| Black or African American | 178 | 28.2% of 131 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,119 | 10.2% of 3,504 decided |
| 2 or more minority races | under 10 | |
| Joint | 108 | 9.7% of 93 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 686 | 12.7% of 569 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 189 | 18.4% of 147 decided |
| Not Hispanic or Latino | 4,447 | 11.0% of 3,742 decided |
| Joint | withheld | |
| Ethnicity Not Available | 725 | 11.6% of 604 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,510 | 13.9% of 1,227 decided |
| Female | 983 | 17.6% of 803 decided |
| Joint | 2,489 | 7.3% of 2,146 decided |
| Sex Not Available | 473 | 11.1% of 397 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 540 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved