Mortgage lending in Scott County, Iowa
Lenders in Scott County, Iowa reported 6,504 mortgage applications for 2025, according to the CFPB.
6,504 mortgage applications and 4,496 loans originated in 2025; the denial rate was 13.8% of 5,412 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Davenport-Moline-Rock Island, IA-IL MSA.
- 6,504
- Applications
- 4,496
- Loans originated
- 13.8%
- Denial rate
- 745 denied of 5,412 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,504 | 4,496 |
| 2024 | 5,890 | 4,059 |
| 2023 | 5,337 | 3,654 |
| 2022 | 7,835 | 5,509 |
| 2021 | 12,311 | 8,942 |
| 2020 | 13,458 | 9,643 |
| 2019 | 8,687 | 6,345 |
| 2018 | 7,577 | 5,471 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 719 | 907 |
| Ruhl Mortgage LLC | 271 | 325 |
| Ascentra Credit Union | 271 | 364 |
| New American Funding, LLC. | 248 | 344 |
| I H Mississippi Valley Credit Union | 227 | 307 |
| Empeople Credit Union | 209 | 293 |
| Lower, LLC | 202 | 259 |
| United Wholesale Mortgage | 137 | 180 |
| Rocket Mortgage | 134 | 186 |
| R.I.A. Federal Credit Union | 124 | 172 |
| US Bank, N.A. | 95 | 185 |
| American B&T C, N.A. | 84 | 100 |
| DuTrac Community Credit Union | 83 | 89 |
| Guaranteed Rate, Inc. | 83 | 109 |
| Blue Grass Savings Bank | 79 | 79 |
| BankORION | 76 | 86 |
| The Family Credit Union | 76 | 107 |
| CBI Bank & Trust | 69 | 89 |
| First Central State Bank | 69 | 87 |
| Quad City Bank and Trust | 66 | 74 |
| Fairway Independent Mort Corp | 52 | 66 |
| Mortgage Research Center | 51 | 106 |
| First Trust and Savings Bank | 45 | 45 |
| Old National Bank | 43 | 63 |
| Blackhawk Bank & Trust | 41 | 56 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 204 | 18.4% of 152 decided |
| Black or African American | 286 | 25.3% of 225 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,716 | 12.0% of 3,975 decided |
| 2 or more minority races | under 10 | |
| Joint | 124 | 23.3% of 103 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,121 | 15.9% of 917 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 288 | 16.8% of 220 decided |
| Not Hispanic or Latino | 4,911 | 13.0% of 4,109 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,149 | 15.6% of 947 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,212 | 15.2% of 1,793 decided |
| Female | 1,307 | 17.9% of 1,093 decided |
| Joint | 2,193 | 9.4% of 1,855 decided |
| Sex Not Available | 792 | 15.3% of 671 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1744 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved