Mortgage lending in Jackson County, Iowa
Lenders in Jackson County, Iowa reported 464 mortgage applications for 2025, according to the CFPB.
464 mortgage applications and 295 loans originated in 2025; the denial rate was 20.4% of 397 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, IA.
- 464
- Applications
- 295
- Loans originated
- 20.4%
- Denial rate
- 81 denied of 397 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 464 | 295 |
| 2024 | 357 | 238 |
| 2023 | 371 | 234 |
| 2022 | 432 | 278 |
| 2021 | 708 | 494 |
| 2020 | 636 | 443 |
| 2019 | 452 | 308 |
| 2018 | 481 | 330 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupaco Community Credit Union | 54 | 68 |
| Greenstate Credit Union | 35 | 51 |
| Fidelity Bank & Trust | 28 | 31 |
| New American Funding, LLC. | 23 | 31 |
| Rocket Mortgage | 12 | 21 |
| Ohnward Bank and Trust | 10 | 10 |
| Midwestone Bank | 9 | 22 |
| Empeople Credit Union | 8 | 14 |
| Mortgage Research Center | 7 | 13 |
| United Wholesale Mortgage | 7 | 9 |
| Iowa Bankers Mortgage Corporation | 6 | 11 |
| US Bank, N.A. | 6 | 15 |
| First Central State Bank | 5 | 5 |
| AIM Credit Union | 5 | 5 |
| DuTrac Community Credit Union | 4 | 8 |
| Citizens State Bank | 4 | 4 |
| Movement Mortgage, LLC | 4 | 4 |
| Veridian Credit Union | 4 | 6 |
| Figure Lending LLC | 3 | 8 |
| Navy Federal Credit Union | 3 | 5 |
| CMG Mortgage Inc | 3 | 4 |
| Ascentra Credit Union | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 4 |
| R.I.A. Federal Credit Union | 2 | 2 |
| Coastal Community Bank | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 382 | 20.8% of 331 decided |
| Joint | under 10 | |
| Race Not Available | 70 | 16.7% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 385 | 20.5% of 336 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 67 | 19.2% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 157 | 17.8% of 135 decided |
| Female | 77 | 28.6% of 70 decided |
| Joint | 180 | 20.0% of 155 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2348 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved