Mortgage lending in Lee County, Iowa
Lenders in Lee County, Iowa reported 564 mortgage applications for 2025, according to the CFPB.
564 mortgage applications and 313 loans originated in 2025; the denial rate was 25.7% of 455 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lee County, IA.
- 564
- Applications
- 313
- Loans originated
- 25.7%
- Denial rate
- 117 denied of 455 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 564 | 313 |
| 2024 | 491 | 276 |
| 2023 | 368 | 210 |
| 2022 | 497 | 291 |
| 2021 | 658 | 395 |
| 2020 | 587 | 363 |
| 2019 | 468 | 269 |
| 2018 | 482 | 290 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Two Rivers Bank & Trust | 56 | 90 |
| Rocket Mortgage | 32 | 48 |
| United Community Bank | 30 | 39 |
| Iowa Bankers Mortgage Corporation | 29 | 40 |
| Midwestone Bank | 18 | 28 |
| Mortgage Research Center | 14 | 30 |
| Greenstate Credit Union | 14 | 25 |
| United Wholesale Mortgage | 9 | 10 |
| Coastal Community Bank | 6 | 15 |
| AIM Credit Union | 6 | 8 |
| Veridian Credit Union | 6 | 9 |
| US Bank, N.A. | 6 | 12 |
| Ruhl Mortgage LLC | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 5 |
| Nationstar Mortgage | 4 | 4 |
| Figure Lending LLC | 3 | 10 |
| Navy Federal Credit Union | 3 | 7 |
| Plains Commerce Bank | 3 | 6 |
| Washington State Bank | 3 | 3 |
| 21ST Mortgage | 3 | 12 |
| Amerisave Mortgage Company | 3 | 13 |
| Wells Fargo Bank NA | 3 | 3 |
| Community Choice Credit Union | 2 | 6 |
| New American Funding, LLC. | 2 | 16 |
| Granite Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 441 | 25.6% of 364 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 98 | 21.1% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 427 | 26.8% of 351 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 100 | 22.2% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 201 | 23.3% of 159 decided |
| Female | 128 | 35.2% of 108 decided |
| Joint | 158 | 21.2% of 132 decided |
| Sex Not Available | 77 | 25.0% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2755 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved