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Mortgage lending in Ohio

Lenders in Ohio reported 464,003 mortgage applications for 2025, according to the CFPB.

464,003 mortgage applications and 277,933 loans originated in 2025. 82,101 of the 375,033 applications decided were denied, 21.9%. From 2025, the CFPB’s Snapshot release.

464,003
Applications
277,933
Loans originated
23.4 per 1,000 residents, over the Census Bureau's 2025 estimate.
21.9%
Denial rate
82,101 denied of 375,033 applications decided.

The largest lenders in Ohio

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Lenders in Ohio by loans originated, 2025
RankLenderOriginated
1Huntington National Bank24,819
2Rocket Mortgage16,656
3Fifth Third Bank, National Association12,389
4Crosscountry Mortgage, LLC11,011
5United Wholesale Mortgage10,425
6Third Federal Savings and Loan7,970
7PNC Bank N.A.6,725
8Union Savings Bank5,594
9Union Home Mortgage Corp.5,380
10Wright Patt Credit Union Inc5,207
11Citizens Bank, NA4,732
12JPMorgan Chase Bank, NA4,171
13US Bank, N.A.3,965
14loanDepot.com LLC3,505
15NFM, Inc3,308
16Mortgage Research Center3,302
17The Park National Bank3,251
18Wesbanco Bank, Inc.3,020
19Pennymac Loan Services LLC2,964
20First Financial Bank2,850
21Guaranteed Rate, Inc.2,795
22Fairway Independent Mort Corp2,685
23Freedom Mortgage Corporation2,477
24Newrez LLC2,258
25Superior Credit Union, Inc.2,178

Counties in Ohio

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Counties in Ohio by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Franklin County29,514$215,000
Cuyahoga County28,057$155,000
Hamilton County19,310$195,000
Summit County13,452$145,000
Montgomery County12,895$155,000
Butler County9,669$195,000
Stark County9,297$145,000
Lucas County8,906$125,000
Lorain County8,820$165,000
Warren County7,683$255,000
Delaware County7,607$315,000
Lake County6,379$165,000
Clermont County6,239$215,000
Mahoning County5,212$125,000
Licking County5,189$205,000
Medina County5,174$195,000
Fairfield County4,729$225,000
Trumbull County4,424$115,000
Greene County4,403$205,000
Portage County3,624$165,000
Clark County3,309$145,000
Wood County2,998$165,000
Miami County2,995$165,000
Richland County2,689$135,000
Union County2,549$315,000
Geauga County2,526$205,000
Allen County2,367$125,000
Wayne County2,303$165,000
Muskingum County2,169$155,000
Ashtabula County2,097$135,000
Columbiana County1,950$125,000
Pickaway County1,893$245,000
Hancock County1,676$165,000
Knox County1,627$185,000
Erie County1,581$155,000
Ross County1,492$165,000
Marion County1,360$135,000
Tuscarawas County1,351$155,000
Madison County1,276$215,000
Sandusky County1,262$125,000
Logan County1,186$175,000
Brown County1,158$165,000
Ashland County1,143$145,000
Scioto County1,121$125,000
Ottawa County1,095$175,000
Belmont County1,064$125,000
Jefferson County1,033$115,000
Clinton County1,022$175,000
Huron County1,006$135,000
Auglaize County997$135,000
Preble County983$155,000
Darke County962$135,000
Fulton County946$145,000
Morrow County944$195,000
Lawrence County933$135,000
Highland County911$155,000
Washington County906$155,000
Shelby County894$145,000
Champaign County873$165,000
Williams County848$125,000
Seneca County836$125,000
Crawford County788$125,000
Defiance County778$125,000
Perry County775$165,000
Guernsey County767$135,000
Putnam County752$135,000
Coshocton County692$135,000
Fayette County691$165,000
Hocking County631$185,000
Van Wert County581$125,000
Hardin County579$135,000
Henry County574$125,000
Carroll County569$145,000
Jackson County562$145,000
Adams County529$145,000
Athens County521$155,000
Mercer County455$155,000
Gallia County447$155,000
Pike County429$165,000
Paulding County418$115,000
Wyandot County336$125,000
Holmes County285$155,000
Meigs County233$135,000
Morgan County229$135,000
Vinton County210$155,000
Harrison County204$125,000
Noble County194$155,000
Monroe County171$135,000

Ohio elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Ohio Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Ohio Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Ohio →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved