Mortgage lending in Erie County, Ohio
Lenders in Erie County, Ohio reported 2,606 mortgage applications for 2025, according to the CFPB.
2,606 mortgage applications and 1,581 loans originated in 2025; the denial rate was 23.0% of 2,157 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Erie County, OH HUD Metro FMR Area.
- 2,606
- Applications
- 1,581
- Loans originated
- 23.0%
- Denial rate
- 497 denied of 2,157 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,606 | 1,581 |
| 2024 | 2,365 | 1,388 |
| 2023 | 2,177 | 1,281 |
| 2022 | 3,054 | 1,895 |
| 2021 | 4,476 | 2,920 |
| 2020 | 3,737 | 2,480 |
| 2019 | 2,824 | 1,799 |
| 2018 | 2,604 | 1,624 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Civista Bank | 279 | 355 |
| Rocket Mortgage | 121 | 172 |
| Union Home Mortgage Corp. | 106 | 139 |
| Huntington National Bank | 104 | 192 |
| Fifth Third Bank, National Association | 74 | 151 |
| Keybank National Association | 48 | 81 |
| PNC Bank N.A. | 45 | 90 |
| Crosscountry Mortgage, LLC | 44 | 61 |
| US Bank, N.A. | 40 | 67 |
| United Wholesale Mortgage | 37 | 55 |
| Your Home Financial LLC | 30 | 56 |
| loanDepot.com LLC | 29 | 40 |
| Third Federal Savings and Loan | 21 | 42 |
| Mortgage Research Center | 20 | 33 |
| Freedom Mortgage Corporation | 20 | 30 |
| First Federal Bank of Ohio | 19 | 23 |
| First Federal Savings & Loan Association of Lorain | 19 | 21 |
| Fairway Independent Mort Corp | 17 | 17 |
| Union Capital Mortgage Corp | 16 | 19 |
| Pennymac Loan Services LLC | 16 | 37 |
| Wesbanco Bank, Inc. | 15 | 19 |
| Figure Lending LLC | 13 | 22 |
| Navy Federal Credit Union | 12 | 22 |
| K. Hovnanian American Mortgage | 12 | 13 |
| Coastal Community Bank | 11 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 113 | 35.9% of 92 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,011 | 20.4% of 1,681 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 407 | 31.6% of 320 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 59 | 30.0% of 50 decided |
| Not Hispanic or Latino | 2,138 | 22.4% of 1,785 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 377 | 25.8% of 295 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 962 | 22.2% of 775 decided |
| Female | 578 | 30.0% of 490 decided |
| Joint | 834 | 18.9% of 719 decided |
| Sex Not Available | 232 | 24.3% of 173 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1824 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved