Mortgage lending in Stark County, Ohio
Lenders in Stark County, Ohio reported 14,794 mortgage applications for 2025, according to the CFPB.
14,794 mortgage applications and 9,297 loans originated in 2025; the denial rate was 19.6% of 12,164 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Canton-Massillon, OH MSA.
- 14,794
- Applications
- 9,297
- Loans originated
- 19.6%
- Denial rate
- 2,388 denied of 12,164 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 14,794 | 9,297 |
| 2024 | 12,983 | 8,011 |
| 2023 | 12,211 | 7,563 |
| 2022 | 16,409 | 10,517 |
| 2021 | 23,021 | 15,639 |
| 2020 | 20,753 | 14,213 |
| 2019 | 15,651 | 10,368 |
| 2018 | 14,601 | 9,440 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 1,551 | 2,439 |
| Crosscountry Mortgage, LLC | 713 | 993 |
| Rocket Mortgage | 683 | 932 |
| Citizens Bank, NA | 492 | 698 |
| First Commonwealth Bank | 378 | 582 |
| Canton School Employees Federal Credit Union | 373 | 462 |
| Fairway Independent Mort Corp | 235 | 283 |
| PNC Bank N.A. | 214 | 330 |
| United Wholesale Mortgage | 193 | 287 |
| JPMorgan Chase Bank, NA | 183 | 278 |
| Mutual of Omaha Mortgage | 181 | 245 |
| Mortgage Research Center | 167 | 288 |
| Fifth Third Bank, National Association | 160 | 273 |
| Farmers National Bank | 153 | 200 |
| Polaris Home Funding Corp. | 129 | 166 |
| Third Federal Savings and Loan | 119 | 192 |
| Guaranteed Rate, Inc. | 110 | 168 |
| Keybank National Association | 109 | 167 |
| GVC Mortgage, Inc. | 107 | 126 |
| Union Home Mortgage Corp. | 107 | 140 |
| NVR Mortgage Finance, Inc. | 105 | 167 |
| Nations Lending Corporation | 101 | 109 |
| Stark Federal Credit Union | 93 | 108 |
| Pennymac Loan Services LLC | 90 | 171 |
| Newrez LLC | 85 | 208 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 53 | no rate: base under 50 |
| Asian | 147 | 23.9% of 117 decided |
| Black or African American | 670 | 32.1% of 557 decided |
| Native Hawaiian or Other Pacific Islander | 20 | no rate: base under 50 |
| White | 11,781 | 18.2% of 9,912 decided |
| 2 or more minority races | 34 | no rate: base under 50 |
| Joint | 151 | 19.8% of 126 decided |
| Race Not Available | 1,938 | 23.5% of 1,374 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 234 | 28.4% of 176 decided |
| Not Hispanic or Latino | 12,423 | 18.9% of 10,442 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,016 | 24.2% of 1,447 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,509 | 20.9% of 4,507 decided |
| Female | 3,366 | 23.4% of 2,834 decided |
| Joint | 4,653 | 14.8% of 3,961 decided |
| Sex Not Available | 1,266 | 23.0% of 862 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2046 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved