Mortgage lending in Mahoning County, Ohio
Lenders in Mahoning County, Ohio reported 8,871 mortgage applications for 2025, according to the CFPB.
8,871 mortgage applications and 5,212 loans originated in 2025; the denial rate was 24.0% of 7,213 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Youngstown-Warren, OH MSA.
- 8,871
- Applications
- 5,212
- Loans originated
- 24.0%
- Denial rate
- 1,734 denied of 7,213 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,871 | 5,212 |
| 2024 | 8,213 | 4,755 |
| 2023 | 7,754 | 4,412 |
| 2022 | 9,903 | 5,897 |
| 2021 | 12,567 | 7,997 |
| 2020 | 11,173 | 7,108 |
| 2019 | 9,065 | 5,599 |
| 2018 | 8,638 | 5,239 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 793 | 1,498 |
| Seven Seventeen Credit Union | 476 | 774 |
| Rocket Mortgage | 326 | 469 |
| Farmers National Bank | 322 | 422 |
| United Wholesale Mortgage | 293 | 368 |
| Wesbanco Bank, Inc. | 273 | 395 |
| Ixonia Bank | 249 | 333 |
| Crosscountry Mortgage, LLC | 214 | 305 |
| First National Bank of PA | 145 | 237 |
| Kiavi Funding, Inc. | 141 | 242 |
| JPMorgan Chase Bank, NA | 111 | 160 |
| PNC Bank N.A. | 96 | 209 |
| Citizens Bank, NA | 96 | 178 |
| Mortgage Research Center | 69 | 154 |
| First Commonwealth Bank | 61 | 80 |
| Pennymac Loan Services LLC | 58 | 119 |
| Fairway Independent Mort Corp | 55 | 69 |
| Newrez LLC | 51 | 118 |
| Main Street Bank Corp | 49 | 56 |
| Associated School Employees Credit Union | 42 | 42 |
| West Penn Financial Service Center, Inc. | 41 | 50 |
| Navy Federal Credit Union | 38 | 76 |
| Union Home Mortgage Corp. | 38 | 50 |
| Figure Lending LLC | 37 | 68 |
| Bridge Credit Union | 36 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 38 | no rate: base under 50 |
| Asian | 85 | 26.2% of 61 decided |
| Black or African American | 662 | 38.3% of 522 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,567 | 22.2% of 5,497 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 74 | 24.2% of 62 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,420 | 25.7% of 1,020 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 363 | 30.6% of 294 decided |
| Not Hispanic or Latino | 6,989 | 23.2% of 5,803 decided |
| Joint | 86 | 30.0% of 80 decided |
| Ethnicity Not Available | 1,433 | 26.5% of 1,036 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,388 | 25.3% of 2,763 decided |
| Female | 2,090 | 28.1% of 1,722 decided |
| Joint | 2,424 | 18.9% of 2,056 decided |
| Sex Not Available | 969 | 24.3% of 672 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2441 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved