Mortgage lending in Greene County, Ohio
Lenders in Greene County, Ohio reported 6,856 mortgage applications for 2025, according to the CFPB.
6,856 mortgage applications and 4,403 loans originated in 2025; the denial rate was 17.2% of 5,609 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dayton-Kettering-Beavercreek, OH MSA.
- 6,856
- Applications
- 4,403
- Loans originated
- 17.2%
- Denial rate
- 965 denied of 5,609 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,856 | 4,403 |
| 2024 | 6,105 | 3,902 |
| 2023 | 5,375 | 3,408 |
| 2022 | 7,512 | 4,846 |
| 2021 | 12,162 | 8,337 |
| 2020 | 11,548 | 7,870 |
| 2019 | 7,728 | 5,189 |
| 2018 | 6,822 | 4,450 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wright Patt Credit Union Inc | 741 | 1,099 |
| Union Savings Bank | 313 | 379 |
| Huntington National Bank | 221 | 330 |
| Rocket Mortgage | 213 | 302 |
| Fifth Third Bank, National Association | 188 | 315 |
| United Wholesale Mortgage | 139 | 185 |
| Victory Mortgage, LLC | 126 | 151 |
| Crosscountry Mortgage, LLC | 110 | 150 |
| Mortgage Research Center | 103 | 225 |
| NVR Mortgage Finance, Inc. | 103 | 126 |
| Day Air Credit Union | 99 | 151 |
| US Bank, N.A. | 88 | 177 |
| PNC Bank N.A. | 80 | 119 |
| Freedom Mortgage Corporation | 76 | 155 |
| Primelending | 74 | 98 |
| Old Fort Banking Company | 65 | 79 |
| Cornerstone First Mortgage, LLC | 63 | 75 |
| loanDepot.com LLC | 61 | 75 |
| Navy Federal Credit Union | 54 | 94 |
| Das Acquisition Company, LLC | 53 | 71 |
| Pennymac Loan Services LLC | 50 | 89 |
| Newrez LLC | 48 | 109 |
| DHI Mortgage Company, LTD. | 47 | 78 |
| M/I Financial. LLC | 45 | 58 |
| JPMorgan Chase Bank, NA | 45 | 73 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 261 | 23.7% of 198 decided |
| Black or African American | 263 | 23.6% of 203 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,185 | 16.7% of 4,309 decided |
| 2 or more minority races | 12 | no rate: base under 50 |
| Joint | 151 | 12.1% of 132 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 949 | 16.8% of 731 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 145 | 26.1% of 111 decided |
| Not Hispanic or Latino | 5,615 | 17.2% of 4,642 decided |
| Joint | withheld | |
| Ethnicity Not Available | 967 | 17.0% of 748 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,476 | 20.8% of 1,985 decided |
| Female | 1,328 | 19.4% of 1,094 decided |
| Joint | 2,527 | 12.6% of 2,140 decided |
| Sex Not Available | 525 | 17.9% of 390 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1045 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved