Mortgage lending in Fulton County, Ohio
Lenders in Fulton County, Ohio reported 1,503 mortgage applications for 2025, according to the CFPB.
1,503 mortgage applications and 946 loans originated in 2025; the denial rate was 20.8% of 1,253 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Toledo, OH MSA.
- 1,503
- Applications
- 946
- Loans originated
- 20.8%
- Denial rate
- 261 denied of 1,253 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,503 | 946 |
| 2024 | 1,281 | 784 |
| 2023 | 1,319 | 816 |
| 2022 | 1,713 | 1,101 |
| 2021 | 2,333 | 1,513 |
| 2020 | 2,507 | 1,717 |
| 2019 | 1,677 | 1,079 |
| 2018 | 1,507 | 970 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Farmers & Merchants State Bank | 159 | 203 |
| Huntington National Bank | 95 | 167 |
| The State Bank & Trust Company | 80 | 104 |
| Wesbanco Bank, Inc. | 70 | 92 |
| Rocket Mortgage | 55 | 82 |
| Fifth Third Bank, National Association | 31 | 60 |
| Union Home Mortgage Corp. | 29 | 36 |
| Equity Resources Inc | 26 | 37 |
| United Wholesale Mortgage | 24 | 36 |
| PNC Bank N.A. | 19 | 38 |
| First Federal Savings and Loan Association of Delta | 18 | 21 |
| Crosscountry Mortgage, LLC | 18 | 37 |
| loanDepot.com LLC | 14 | 20 |
| Mortgage Research Center | 14 | 29 |
| Click n' Close, Inc. | 12 | 14 |
| Keybank National Association | 12 | 17 |
| Sun Federal Credit Union | 11 | 13 |
| Directions Credit Union | 10 | 15 |
| Howard Hanna Financial Services, Inc | 10 | 11 |
| Newrez LLC | 10 | 19 |
| CMG Mortgage Inc | 10 | 15 |
| Pennymac Loan Services LLC | 10 | 18 |
| Figure Lending LLC | 9 | 18 |
| The Sherwood State Bank | 9 | 10 |
| Citizens Bank, NA | 9 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,307 | 20.3% of 1,100 decided |
| Joint | under 10 | |
| Race Not Available | 173 | 24.6% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 69 | 22.2% of 54 decided |
| Not Hispanic or Latino | 1,224 | 20.2% of 1,032 decided |
| Joint | 40 | no rate: base under 50 |
| Ethnicity Not Available | 170 | 25.4% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 593 | 21.8% of 477 decided |
| Female | 299 | 28.3% of 258 decided |
| Joint | 513 | 14.0% of 443 decided |
| Sex Not Available | 98 | 29.3% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2043 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved