Mortgage lending in Morrow County, Ohio
Lenders in Morrow County, Ohio reported 1,620 mortgage applications for 2025, according to the CFPB.
1,620 mortgage applications and 944 loans originated in 2025; the denial rate was 23.8% of 1,313 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, OH HUD Metro FMR Area.
- 1,620
- Applications
- 944
- Loans originated
- 23.8%
- Denial rate
- 313 denied of 1,313 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,620 | 944 |
| 2024 | 1,385 | 763 |
| 2023 | 1,325 | 742 |
| 2022 | 1,694 | 999 |
| 2021 | 2,378 | 1,511 |
| 2020 | 2,217 | 1,443 |
| 2019 | 1,730 | 1,028 |
| 2018 | 1,574 | 898 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 78 | 104 |
| Huntington National Bank | 69 | 108 |
| The Park National Bank | 62 | 102 |
| Union Home Mortgage Corp. | 51 | 72 |
| United Wholesale Mortgage | 28 | 36 |
| Crosscountry Mortgage, LLC | 25 | 38 |
| Lower, LLC | 24 | 35 |
| CNB Bank | 23 | 27 |
| First Federal Bank of Ohio | 21 | 27 |
| First Commonwealth Bank | 21 | 28 |
| Kemba Financial Credit Union | 20 | 30 |
| Mechanics Bank | 18 | 21 |
| NFM, Inc | 18 | 24 |
| Fairway Independent Mort Corp | 18 | 24 |
| JPMorgan Chase Bank, NA | 18 | 32 |
| 21ST Mortgage | 17 | 36 |
| Pennymac Loan Services LLC | 17 | 28 |
| Fifth Third Bank, National Association | 16 | 27 |
| Farm Credit Mid-America, Aca | 15 | 23 |
| US Bank, N.A. | 14 | 41 |
| Freedom Mortgage Corporation | 12 | 29 |
| PNC Bank N.A. | 12 | 26 |
| Third Federal Savings and Loan | 11 | 18 |
| United Federal Credit Union | 11 | 15 |
| Ag Credit, ACA | 10 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,388 | 23.9% of 1,130 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 186 | 24.7% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,375 | 23.8% of 1,126 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 218 | 23.2% of 164 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 595 | 26.0% of 466 decided |
| Female | 273 | 29.5% of 227 decided |
| Joint | 634 | 18.5% of 529 decided |
| Sex Not Available | 118 | 29.7% of 91 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1179 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved