Mortgage lending in Cuyahoga County, Ohio
Lenders in Cuyahoga County, Ohio reported 49,155 mortgage applications for 2025, according to the CFPB.
49,155 mortgage applications and 28,057 loans originated in 2025; the denial rate was 24.5% of 39,215 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cleveland, OH HUD Metro FMR Area.
- 49,155
- Applications
- 28,057
- Loans originated
- 24.5%
- Denial rate
- 9,623 denied of 39,215 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 49,155 | 28,057 |
| 2024 | 42,619 | 24,095 |
| 2023 | 39,796 | 22,426 |
| 2022 | 53,119 | 31,363 |
| 2021 | 75,366 | 47,326 |
| 2020 | 66,271 | 41,527 |
| 2019 | 51,300 | 31,470 |
| 2018 | 48,018 | 28,353 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Third Federal Savings and Loan | 2,383 | 3,791 |
| Huntington National Bank | 2,312 | 4,504 |
| Rocket Mortgage | 1,800 | 2,486 |
| Crosscountry Mortgage, LLC | 1,758 | 2,693 |
| Citizens Bank, NA | 1,337 | 2,268 |
| PNC Bank N.A. | 1,170 | 1,996 |
| United Wholesale Mortgage | 1,158 | 1,771 |
| Fifth Third Bank, National Association | 1,097 | 2,030 |
| Keybank National Association | 663 | 1,093 |
| BPL Mortgage, LLC | 628 | 822 |
| Dollar Bank, FSB | 602 | 1,005 |
| First Federal S&L of Lakewood | 542 | 764 |
| Kiavi Funding, Inc. | 541 | 1,026 |
| Howard Hanna Financial Services, Inc | 482 | 577 |
| First National Bank of PA | 477 | 687 |
| Synergy One Lending, Inc. | 425 | 652 |
| JPMorgan Chase Bank, NA | 407 | 685 |
| US Bank, N.A. | 319 | 873 |
| Union Home Mortgage Corp. | 314 | 391 |
| Loan Funder LLC | 261 | 534 |
| Mortgage Research Center | 254 | 527 |
| Reliance First Capital, LLC | 250 | 291 |
| Ruoff Mortgage Company | 246 | 348 |
| Pennymac Loan Services LLC | 242 | 508 |
| Guaranteed Rate, Inc. | 241 | 446 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 153 | 38.0% of 108 decided |
| Asian | 1,576 | 21.5% of 1,198 decided |
| Black or African American | 8,303 | 40.3% of 6,533 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 27,379 | 20.4% of 22,746 decided |
| 2 or more minority races | 146 | 49.6% of 115 decided |
| Joint | 634 | 16.5% of 514 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 10,877 | 23.6% of 7,930 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,239 | 30.2% of 1,782 decided |
| Not Hispanic or Latino | 35,877 | 24.4% of 29,339 decided |
| Joint | 558 | 21.4% of 454 decided |
| Ethnicity Not Available | 10,458 | 24.0% of 7,624 decided |
| Free Form Text Only | 23 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 17,770 | 27.1% of 14,095 decided |
| Female | 13,181 | 28.9% of 10,706 decided |
| Joint | 10,970 | 17.5% of 9,186 decided |
| Sex Not Available | 7,234 | 21.1% of 5,228 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1823 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved