Mortgage lending in Jackson County, Ohio
Lenders in Jackson County, Ohio reported 1,115 mortgage applications for 2025, according to the CFPB.
1,115 mortgage applications and 562 loans originated in 2025; the denial rate was 28.5% of 866 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, OH.
- 1,115
- Applications
- 562
- Loans originated
- 28.5%
- Denial rate
- 247 denied of 866 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,115 | 562 |
| 2024 | 988 | 502 |
| 2023 | 962 | 490 |
| 2022 | 1,191 | 620 |
| 2021 | 1,450 | 837 |
| 2020 | 1,159 | 704 |
| 2019 | 985 | 600 |
| 2018 | 953 | 531 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Atomic Credit Union, Inc | 76 | 129 |
| Vinton County National Bank | 59 | 89 |
| Rocket Mortgage | 35 | 67 |
| Peoples Bank | 33 | 40 |
| Ohio Valley Bank | 32 | 41 |
| Rapid Mortgage Company | 32 | 45 |
| Wesbanco Bank, Inc. | 31 | 46 |
| Paramount Residential Mortgage | 26 | 36 |
| Mortgage Research Center | 19 | 37 |
| Vanderbilt Mortgage and Finance, Inc | 16 | 70 |
| PNC Bank N.A. | 16 | 31 |
| Gold Star Mortgage Financial Group, Corporation | 8 | 17 |
| United Wholesale Mortgage | 7 | 18 |
| NFM, Inc | 7 | 9 |
| Guaranteed Rate, Inc. | 7 | 15 |
| Nationstar Mortgage | 6 | 10 |
| Pennymac Loan Services LLC | 6 | 16 |
| Huntington National Bank | 5 | 14 |
| Navy Federal Credit Union | 5 | 11 |
| Liberty Home Mortgage Corp | 5 | 5 |
| New American Funding, LLC. | 5 | 14 |
| Freedom Mortgage Corporation | 5 | 17 |
| Schumacher Mortgage LLC | 5 | 5 |
| Union Home Mortgage Corp. | 5 | 6 |
| Fifth Third Bank, National Association | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 971 | 27.6% of 768 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 111 | 33.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 955 | 27.8% of 760 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 147 | 32.6% of 95 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 446 | 28.5% of 347 decided |
| Female | 218 | 36.4% of 165 decided |
| Joint | 370 | 22.7% of 299 decided |
| Sex Not Available | 81 | 36.4% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2044 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved