Mortgage lending in Athens County, Ohio
Lenders in Athens County, Ohio reported 969 mortgage applications for 2025, according to the CFPB.
969 mortgage applications and 521 loans originated in 2025; the denial rate was 25.2% of 755 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Athens County, OH.
- 969
- Applications
- 521
- Loans originated
- 25.2%
- Denial rate
- 190 denied of 755 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 969 | 521 |
| 2024 | 891 | 532 |
| 2023 | 789 | 449 |
| 2022 | 1,051 | 626 |
| 2021 | 1,328 | 818 |
| 2020 | 1,242 | 810 |
| 2019 | 925 | 559 |
| 2018 | 908 | 505 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank | 45 | 63 |
| Rocket Mortgage | 38 | 57 |
| Union Home Mortgage Corp. | 27 | 42 |
| JPMorgan Chase Bank, NA | 23 | 39 |
| The Farmers Bank & Savings Com | 19 | 27 |
| The First National Bank of McConnelsville | 19 | 24 |
| T2 Financial LLC | 17 | 21 |
| Vinton County National Bank | 16 | 28 |
| United Wholesale Mortgage | 15 | 22 |
| Huntington National Bank | 13 | 25 |
| Crosscountry Mortgage, LLC | 13 | 22 |
| Mortgage Research Center | 10 | 24 |
| Farm Credit Mid-America, Aca | 8 | 10 |
| The Park National Bank | 8 | 15 |
| Freedom Mortgage Corporation | 8 | 22 |
| Movement Mortgage, LLC | 7 | 11 |
| Newrez LLC | 7 | 14 |
| NFM, Inc | 7 | 9 |
| Fifth Third Bank, National Association | 7 | 12 |
| Wesbanco Bank, Inc. | 7 | 9 |
| Merchants National Bank | 6 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 40 |
| Rapid Mortgage Company | 6 | 10 |
| Sofi Bank, National Association | 5 | 13 |
| Third Federal Savings and Loan | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| White | 794 | 26.3% of 621 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 134 | 23.7% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 787 | 24.9% of 631 decided |
| Joint | withheld | |
| Ethnicity Not Available | 157 | 26.6% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 342 | 29.2% of 260 decided |
| Female | 219 | 29.2% of 171 decided |
| Joint | 318 | 19.4% of 263 decided |
| Sex Not Available | 90 | 21.3% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1822 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved