Mortgage lending in Hardin County, Ohio
Lenders in Hardin County, Ohio reported 946 mortgage applications for 2025, according to the CFPB.
946 mortgage applications and 579 loans originated in 2025; the denial rate was 21.6% of 774 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hardin County, OH.
- 946
- Applications
- 579
- Loans originated
- 21.6%
- Denial rate
- 167 denied of 774 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 946 | 579 |
| 2024 | 780 | 452 |
| 2023 | 675 | 385 |
| 2022 | 888 | 515 |
| 2021 | 1,098 | 668 |
| 2020 | 1,048 | 668 |
| 2019 | 795 | 474 |
| 2018 | 729 | 451 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior Credit Union, Inc. | 73 | 95 |
| Huntington National Bank | 45 | 78 |
| Rocket Mortgage | 45 | 62 |
| loanDepot.com LLC | 44 | 58 |
| The Home Savings and Loan Company of Kenton, Ohio | 44 | 55 |
| The Middlefield Banking Company | 37 | 46 |
| Crosscountry Mortgage, LLC | 22 | 33 |
| Union Home Mortgage Corp. | 18 | 24 |
| Guaranteed Rate, Inc. | 15 | 18 |
| Ag Credit, ACA | 13 | 14 |
| Honda Federal Credit Union | 11 | 17 |
| US Bank, N.A. | 10 | 25 |
| The Union Bank Company | 9 | 9 |
| Triad Financial Services, Inc. | 9 | 20 |
| United Wholesale Mortgage | 9 | 17 |
| Fifth Third Bank, National Association | 9 | 18 |
| JPMorgan Chase Bank, NA | 7 | 10 |
| Coastal Community Bank | 6 | 13 |
| American Neighborhood Mortgage Acceptance Company | 6 | 9 |
| Wesbanco Bank, Inc. | 6 | 6 |
| Superior Financial Solutions | 5 | 5 |
| Guild Mortgage Company | 5 | 11 |
| The Federal Savings Bank | 5 | 6 |
| Mortgage Research Center | 5 | 12 |
| The Citizens National Bank | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 833 | 21.6% of 695 decided |
| Joint | under 10 | |
| Race Not Available | 94 | 22.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 820 | 21.2% of 683 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 22.5% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 342 | 22.3% of 274 decided |
| Female | 234 | 22.0% of 191 decided |
| Joint | 311 | 21.3% of 267 decided |
| Sex Not Available | 59 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2237 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved