Mortgage lending in Highland County, Ohio
Lenders in Highland County, Ohio reported 1,673 mortgage applications for 2025, according to the CFPB.
1,673 mortgage applications and 911 loans originated in 2025; the denial rate was 29.3% of 1,364 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Highland County, OH.
- 1,673
- Applications
- 911
- Loans originated
- 29.3%
- Denial rate
- 399 denied of 1,364 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,673 | 911 |
| 2024 | 1,390 | 828 |
| 2023 | 1,239 | 688 |
| 2022 | 1,806 | 1,051 |
| 2021 | 2,283 | 1,423 |
| 2020 | 1,932 | 1,192 |
| 2019 | 1,539 | 924 |
| 2018 | 1,352 | 751 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 83 | 161 |
| First State Bank | 69 | 106 |
| loanDepot.com LLC | 59 | 77 |
| Rocket Mortgage | 58 | 82 |
| Merchants National Bank | 50 | 78 |
| Peoples Bank | 37 | 51 |
| United Wholesale Mortgage | 33 | 47 |
| Wright Patt Credit Union Inc | 32 | 62 |
| Mortgage Research Center | 23 | 42 |
| Atomic Credit Union, Inc | 19 | 33 |
| Southern Hills Community Bank | 19 | 23 |
| Crosscountry Mortgage, LLC | 19 | 34 |
| Lower, LLC | 16 | 24 |
| Paramount Residential Mortgage | 15 | 21 |
| Union Home Mortgage Corp. | 15 | 21 |
| Fairway Independent Mort Corp | 14 | 21 |
| Union Savings Bank | 13 | 23 |
| Guaranteed Rate, Inc. | 13 | 21 |
| Pennymac Loan Services LLC | 13 | 27 |
| Huntington National Bank | 12 | 27 |
| Freedom Mortgage Corporation | 12 | 20 |
| US Bank, N.A. | 12 | 40 |
| Carrington Mortgage Services LLC | 10 | 19 |
| National Cooperative Bank, N.A. | 9 | 12 |
| Das Acquisition Company, LLC | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 1,466 | 28.2% of 1,201 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 168 | 36.8% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 1,456 | 27.9% of 1,185 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 189 | 38.9% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 619 | 29.5% of 499 decided |
| Female | 371 | 34.8% of 296 decided |
| Joint | 569 | 22.7% of 476 decided |
| Sex Not Available | 114 | 44.1% of 93 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1826 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved