Mortgage lending in Carroll County, Ohio
Lenders in Carroll County, Ohio reported 971 mortgage applications for 2025, according to the CFPB.
971 mortgage applications and 569 loans originated in 2025; the denial rate was 26.7% of 816 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Canton-Massillon, OH MSA.
- 971
- Applications
- 569
- Loans originated
- 26.7%
- Denial rate
- 218 denied of 816 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 971 | 569 |
| 2024 | 940 | 558 |
| 2023 | 848 | 511 |
| 2022 | 1,119 | 693 |
| 2021 | 1,572 | 997 |
| 2020 | 1,456 | 937 |
| 2019 | 1,223 | 783 |
| 2018 | 1,115 | 676 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 145 | 242 |
| Rocket Mortgage | 57 | 73 |
| Crosscountry Mortgage, LLC | 30 | 40 |
| Main Street Bank Corp | 29 | 38 |
| PNC Bank N.A. | 20 | 44 |
| Polaris Home Funding Corp. | 17 | 19 |
| Consumers National Bank | 17 | 18 |
| Farm Credit Mid-America, Aca | 11 | 14 |
| Canton School Employees Federal Credit Union | 11 | 11 |
| Fairway Independent Mort Corp | 11 | 15 |
| Union Home Mortgage Corp. | 11 | 17 |
| Citizens Bank, NA | 11 | 18 |
| Mortgage Research Center | 10 | 23 |
| United Wholesale Mortgage | 8 | 16 |
| Bank of Magnolia Company | 7 | 7 |
| Farmers National Bank | 7 | 14 |
| Unified Bank | 6 | 9 |
| loanDepot.com LLC | 6 | 11 |
| Freedom Mortgage Corporation | 6 | 11 |
| Stark Federal Credit Union | 6 | 6 |
| Fifth Third Bank, National Association | 6 | 6 |
| Third Federal Savings and Loan | 5 | 11 |
| Mutual of Omaha Mortgage | 5 | 8 |
| Guaranteed Rate, Inc. | 5 | 8 |
| Merchants Bank of Indiana | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 858 | 24.3% of 732 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 97 | 46.1% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 849 | 24.7% of 724 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 44.4% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 394 | 23.8% of 332 decided |
| Female | 185 | 32.9% of 155 decided |
| Joint | 331 | 23.1% of 281 decided |
| Sex Not Available | 61 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2041 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved