Mortgage lending in Morgan County, Ohio
Lenders in Morgan County, Ohio reported 375 mortgage applications for 2025, according to the CFPB.
375 mortgage applications and 229 loans originated in 2025; the denial rate was 17.5% of 292 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, OH.
- 375
- Applications
- 229
- Loans originated
- 17.5%
- Denial rate
- 51 denied of 292 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 375 | 229 |
| 2024 | 347 | 201 |
| 2023 | 364 | 240 |
| 2022 | 334 | 208 |
| 2021 | 530 | 339 |
| 2020 | 515 | 337 |
| 2019 | 361 | 221 |
| 2018 | 369 | 230 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank | 50 | 64 |
| The First National Bank of McConnelsville | 26 | 28 |
| Rocket Mortgage | 12 | 19 |
| North Valley Bank | 11 | 15 |
| Waterford Commercial and Savings Bank | 8 | 10 |
| The Park National Bank | 6 | 6 |
| New American Funding, LLC. | 6 | 8 |
| United Wholesale Mortgage | 6 | 8 |
| Huntington National Bank | 4 | 12 |
| Mortgage Research Center | 4 | 10 |
| PNC Bank N.A. | 4 | 6 |
| Polaris Home Funding Corp. | 3 | 4 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| T2 Financial LLC | 3 | 3 |
| Mortgage Solutions of Colorado | 3 | 3 |
| Union Home Mortgage Corp. | 3 | 4 |
| Crosscountry Mortgage, LLC | 3 | 5 |
| Unified Bank | 2 | 2 |
| Figure Lending LLC | 2 | 5 |
| Coastal Community Bank | 2 | 6 |
| Southwest Stage Funding LLC | 2 | 6 |
| Click n' Close, Inc. | 2 | 6 |
| First Ohio Home Finance | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
| Liberty Home Mortgage Corp | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 319 | 16.8% of 250 decided |
| Joint | under 10 | |
| Race Not Available | 46 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 317 | 15.5% of 252 decided |
| Ethnicity Not Available | 55 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 130 | 16.4% of 104 decided |
| Female | 68 | no rate: base under 50 |
| Joint | 143 | 17.2% of 116 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2243 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved