Mortgage lending in Huron County, Ohio
Lenders in Huron County, Ohio reported 1,733 mortgage applications for 2025, according to the CFPB.
1,733 mortgage applications and 1,006 loans originated in 2025; the denial rate was 24.3% of 1,417 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huron County, OH.
- 1,733
- Applications
- 1,006
- Loans originated
- 24.3%
- Denial rate
- 344 denied of 1,417 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,733 | 1,006 |
| 2024 | 1,568 | 960 |
| 2023 | 1,413 | 821 |
| 2022 | 1,868 | 1,180 |
| 2021 | 2,733 | 1,827 |
| 2020 | 2,425 | 1,690 |
| 2019 | 1,746 | 1,118 |
| 2018 | 1,707 | 1,052 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 109 | 144 |
| Union Home Mortgage Corp. | 98 | 133 |
| Civista Bank | 73 | 106 |
| Huntington National Bank | 52 | 92 |
| Crosscountry Mortgage, LLC | 48 | 66 |
| PNC Bank N.A. | 46 | 92 |
| Wesbanco Bank, Inc. | 41 | 53 |
| United Wholesale Mortgage | 33 | 48 |
| loanDepot.com LLC | 24 | 38 |
| Keybank National Association | 22 | 35 |
| Your Home Financial LLC | 19 | 27 |
| Mortgage Research Center | 19 | 32 |
| Directions Credit Union | 16 | 22 |
| Fairway Independent Mort Corp | 16 | 18 |
| Third Federal Savings and Loan | 15 | 20 |
| 21ST Mortgage | 15 | 60 |
| Fifth Third Bank, National Association | 15 | 24 |
| Ag Credit, ACA | 13 | 16 |
| Figure Lending LLC | 11 | 23 |
| Citizens Bank, NA | 11 | 19 |
| Coastal Community Bank | 10 | 29 |
| Freedom Mortgage Corporation | 10 | 25 |
| Pennymac Loan Services LLC | 10 | 18 |
| Howard Hanna Financial Services, Inc | 9 | 11 |
| Plaza Home Mortgage, Inc | 9 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,426 | 22.9% of 1,187 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 258 | 31.9% of 191 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 1,390 | 22.7% of 1,160 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 275 | 33.3% of 210 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 667 | 25.9% of 551 decided |
| Female | 366 | 28.5% of 302 decided |
| Joint | 520 | 15.9% of 433 decided |
| Sex Not Available | 180 | 35.1% of 131 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2238 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved