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Mortgage lending in Clermont County, Ohio

Lenders in Clermont County, Ohio reported 10,187 mortgage applications for 2025, according to the CFPB.

10,187 mortgage applications and 6,239 loans originated in 2025; the denial rate was 20.5% of 8,299 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.

10,187
Applications
6,239
Loans originated
20.5%
Denial rate
1,703 denied of 8,299 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Clermont County, Ohio, by year
YearApplicationsOriginated
202510,1876,239
20249,1095,578
20238,2764,886
202211,1566,932
202117,72511,653
202016,37310,912
201911,4627,296
20189,7856,049

The largest lenders here

Lenders in Clermont County, Ohio by loans originated, 2025
LenderOriginatedApplications
Fifth Third Bank, National Association480789
Rocket Mortgage356463
United Wholesale Mortgage286370
Union Savings Bank258311
Victory Mortgage, LLC252310
Huntington National Bank220365
Crosscountry Mortgage, LLC195283
Guardian Savings Bank170232
NVR Mortgage Finance, Inc.169212
PNC Bank N.A.146244
Third Federal Savings and Loan139229
US Bank, N.A.126254
General Electric Credit Union120172
The Park National Bank108155
Fairway Independent Mort Corp107143
DHI Mortgage Company, LTD.88146
Kemba Credit Union88134
Union Home Mortgage Corp.88116
Riverhills Bank82118
JPMorgan Chase Bank, NA77129
Pennymac Loan Services LLC77152
Rapid Mortgage Company7597
Superior Credit Union, Inc.7493
Guaranteed Rate Affinity, LLC70110
First Community Mortgage, Inc.7090

Applications by race, ethnicity and sex, 2025

By race, Clermont County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native37no rate: base under 50
Asian19617.1% of 152 decided
Black or African American15626.7% of 120 decided
Native Hawaiian or Other Pacific Islanderunder 10
White8,39619.2% of 6,880 decided
2 or more minority racesunder 10
Joint12719.8% of 106 decided
Race Not Available1,26428.5% of 1,005 decided
By ethnicity, Clermont County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino17827.2% of 147 decided
Not Hispanic or Latino8,59919.9% of 7,058 decided
Jointwithheld
Ethnicity Not Available1,27025.0% of 980 decided
Free Form Text Onlyunder 10
By sex, Clermont County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Male3,56822.1% of 2,853 decided
Female2,14725.9% of 1,754 decided
Joint3,77715.7% of 3,161 decided
Sex Not Available69523.2% of 531 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved