Mortgage lending in Ashland County, Ohio
Lenders in Ashland County, Ohio reported 1,874 mortgage applications for 2025, according to the CFPB.
1,874 mortgage applications and 1,143 loans originated in 2025; the denial rate was 22.2% of 1,560 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Ashland County, OH.
- 1,874
- Applications
- 1,143
- Loans originated
- 22.2%
- Denial rate
- 346 denied of 1,560 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,874 | 1,143 |
| 2024 | 1,787 | 1,143 |
| 2023 | 1,486 | 925 |
| 2022 | 2,087 | 1,338 |
| 2021 | 2,817 | 1,857 |
| 2020 | 2,637 | 1,787 |
| 2019 | 2,005 | 1,343 |
| 2018 | 1,939 | 1,234 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 189 | 310 |
| The Park National Bank | 97 | 133 |
| Crosscountry Mortgage, LLC | 87 | 137 |
| Mechanics Bank | 83 | 89 |
| Rocket Mortgage | 76 | 119 |
| The Equitable Mortgage Corporation | 42 | 47 |
| PNC Bank N.A. | 38 | 82 |
| Directions Credit Union | 37 | 54 |
| Union Home Mortgage Corp. | 32 | 37 |
| Fairway Independent Mort Corp | 24 | 30 |
| Mortgage Research Center | 22 | 36 |
| Main Street Bank Corp | 18 | 26 |
| United Wholesale Mortgage | 17 | 29 |
| Civista Bank | 16 | 17 |
| Farm Credit Mid-America, Aca | 15 | 17 |
| Fifth Third Bank, National Association | 14 | 22 |
| JPMorgan Chase Bank, NA | 13 | 26 |
| Wesbanco Bank, Inc. | 12 | 16 |
| Navy Federal Credit Union | 11 | 16 |
| Freedom Mortgage Corporation | 11 | 16 |
| Third Federal Savings and Loan | 10 | 18 |
| American Pacific Mortgage Corporation | 10 | 12 |
| Pennymac Loan Services LLC | 10 | 19 |
| Nationstar Mortgage | 9 | 20 |
| loanDepot.com LLC | 8 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,664 | 21.7% of 1,395 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 173 | 26.3% of 133 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 1,630 | 21.3% of 1,370 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 192 | 28.6% of 147 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 671 | 24.2% of 563 decided |
| Female | 377 | 27.1% of 314 decided |
| Joint | 721 | 16.4% of 603 decided |
| Sex Not Available | 105 | 32.5% of 80 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2040 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved