Mortgage lending in Paulding County, Ohio
Lenders in Paulding County, Ohio reported 684 mortgage applications for 2025, according to the CFPB.
684 mortgage applications and 418 loans originated in 2025; the denial rate was 20.7% of 556 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Paulding County, OH.
- 684
- Applications
- 418
- Loans originated
- 20.7%
- Denial rate
- 115 denied of 556 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 684 | 418 |
| 2024 | 602 | 364 |
| 2023 | 520 | 310 |
| 2022 | 639 | 368 |
| 2021 | 826 | 536 |
| 2020 | 749 | 470 |
| 2019 | 543 | 351 |
| 2018 | 559 | 345 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The State Bank & Trust Company | 90 | 121 |
| Wesbanco Bank, Inc. | 30 | 49 |
| The Antwerp Exchange Bank Company | 29 | 33 |
| Huntington National Bank | 27 | 46 |
| The Union Bank Company | 24 | 27 |
| First Financial Bank | 23 | 35 |
| Rocket Mortgage | 21 | 32 |
| Crosscountry Mortgage, LLC | 16 | 27 |
| Three Rivers Federal Crediit U | 14 | 23 |
| Superior Credit Union, Inc. | 9 | 13 |
| Mortgage Research Center | 9 | 17 |
| The Citizens National Bank | 7 | 8 |
| First Bank of Berne | 6 | 7 |
| United Wholesale Mortgage | 6 | 7 |
| The Farmers & Merchants State Bank | 5 | 12 |
| loanDepot.com LLC | 5 | 8 |
| Ruoff Mortgage Company | 5 | 9 |
| GreenWay Bank | 4 | 5 |
| Fifth Third Bank, National Association | 4 | 10 |
| GVC Mortgage, Inc. | 3 | 3 |
| Profed Federal Credit Union | 3 | 4 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| PNC Bank N.A. | 3 | 5 |
| Lendage, LLC Dba Achieve Loans | 2 | 2 |
| The Hicksville Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 585 | 19.3% of 472 decided |
| Joint | under 10 | |
| Race Not Available | 83 | 27.5% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 566 | 18.3% of 458 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 79 | 27.7% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 265 | 20.1% of 214 decided |
| Female | 110 | 30.6% of 85 decided |
| Joint | 259 | 16.1% of 217 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2602 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved