Mortgage lending in Adams County, Ohio
Lenders in Adams County, Ohio reported 934 mortgage applications for 2025, according to the CFPB.
934 mortgage applications and 529 loans originated in 2025; the denial rate was 25.4% of 731 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, OH.
- 934
- Applications
- 529
- Loans originated
- 25.4%
- Denial rate
- 186 denied of 731 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 934 | 529 |
| 2024 | 891 | 498 |
| 2023 | 755 | 391 |
| 2022 | 963 | 555 |
| 2021 | 1,072 | 639 |
| 2020 | 995 | 600 |
| 2019 | 735 | 411 |
| 2018 | 706 | 395 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Bank | 122 | 152 |
| Fifth Third Bank, National Association | 50 | 102 |
| Paramount Residential Mortgage | 36 | 51 |
| Rocket Mortgage | 25 | 44 |
| Crosscountry Mortgage, LLC | 20 | 33 |
| United Wholesale Mortgage | 17 | 28 |
| Mortgage Research Center | 14 | 23 |
| Lower, LLC | 13 | 16 |
| Farm Credit Mid-America, Aca | 12 | 14 |
| Peoples Bank | 12 | 17 |
| Southern Hills Community Bank | 10 | 13 |
| Das Acquisition Company, LLC | 10 | 13 |
| Fairway Independent Mort Corp | 9 | 16 |
| Freedom Mortgage Corporation | 8 | 13 |
| Pennymac Loan Services LLC | 8 | 14 |
| Merchants National Bank | 7 | 9 |
| Huntington National Bank | 6 | 11 |
| Rapid Mortgage Company | 6 | 7 |
| General Electric Credit Union | 6 | 7 |
| loanDepot.com LLC | 5 | 9 |
| Newrez LLC | 5 | 15 |
| American Pacific Mortgage Corporation | 5 | 5 |
| Superior Credit Union, Inc. | 4 | 5 |
| Click n' Close, Inc. | 4 | 6 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 832 | 25.5% of 651 decided |
| Joint | under 10 | |
| Race Not Available | 81 | 22.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 813 | 25.0% of 639 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 29.3% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 371 | 26.9% of 290 decided |
| Female | 157 | 28.8% of 118 decided |
| Joint | 354 | 23.7% of 279 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2039 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved