Mortgage lending in Allen County, Ohio
Lenders in Allen County, Ohio reported 4,038 mortgage applications for 2025, according to the CFPB.
4,038 mortgage applications and 2,367 loans originated in 2025; the denial rate was 22.5% of 3,198 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lima, OH MSA.
- 4,038
- Applications
- 2,367
- Loans originated
- 22.5%
- Denial rate
- 718 denied of 3,198 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,038 | 2,367 |
| 2024 | 3,366 | 2,040 |
| 2023 | 3,087 | 1,932 |
| 2022 | 4,099 | 2,603 |
| 2021 | 5,453 | 3,632 |
| 2020 | 5,528 | 3,838 |
| 2019 | 4,001 | 2,669 |
| 2018 | 3,493 | 2,356 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior Credit Union, Inc. | 709 | 1,023 |
| The Union Bank Company | 119 | 134 |
| Huntington National Bank | 111 | 209 |
| Rocket Mortgage | 102 | 153 |
| loanDepot.com LLC | 101 | 136 |
| The Citizens National Bank | 87 | 122 |
| The Federal Savings Bank | 81 | 118 |
| Superior Financial Solutions | 73 | 98 |
| First National Bank of Pandora | 60 | 66 |
| Fifth Third Bank, National Association | 59 | 127 |
| The State Bank & Trust Company | 44 | 68 |
| Crosscountry Mortgage, LLC | 39 | 67 |
| JPMorgan Chase Bank, NA | 39 | 68 |
| United Wholesale Mortgage | 38 | 57 |
| Guaranteed Rate, Inc. | 37 | 59 |
| TopMark Federal Credit Union | 36 | 80 |
| Mortgage Research Center | 26 | 64 |
| 21ST Mortgage | 25 | 90 |
| The Middlefield Banking Company | 24 | 32 |
| Lower, LLC | 24 | 34 |
| Wesbanco Bank, Inc. | 22 | 50 |
| US Bank, N.A. | 18 | 45 |
| Paramount Residential Mortgage | 17 | 24 |
| Geneva Financial LLC | 16 | 25 |
| Newrez LLC | 16 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 289 | 31.5% of 219 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,976 | 21.7% of 2,450 decided |
| 2 or more minority races | under 10 | |
| Joint | 41 | no rate: base under 50 |
| Race Not Available | 667 | 21.5% of 441 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 96 | 15.8% of 76 decided |
| Not Hispanic or Latino | 3,241 | 23.0% of 2,654 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 671 | 20.8% of 442 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,484 | 23.3% of 1,181 decided |
| Female | 858 | 30.2% of 699 decided |
| Joint | 1,170 | 17.4% of 983 decided |
| Sex Not Available | 526 | 18.2% of 335 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2433 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved