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Mortgage lending in Lucas County, Ohio

Lenders in Lucas County, Ohio reported 15,001 mortgage applications for 2025, according to the CFPB.

15,001 mortgage applications and 8,906 loans originated in 2025; the denial rate was 23.0% of 12,163 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Toledo, OH MSA.

15,001
Applications
8,906
Loans originated
23.0%
Denial rate
2,800 denied of 12,163 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Lucas County, Ohio, by year
YearApplicationsOriginated
202515,0018,906
202413,0877,827
202312,3347,181
202216,80010,186
202123,92115,345
202021,97414,089
201915,7749,933
201814,3948,770

The largest lenders here

Lenders in Lucas County, Ohio by loans originated, 2025
LenderOriginatedApplications
Huntington National Bank1,2092,050
Fifth Third Bank, National Association7081,251
Rocket Mortgage565786
United Wholesale Mortgage464679
Union Home Mortgage Corp.454600
Citizens Bank, NA416671
Directions Credit Union385482
Keybank National Association244348
Sun Federal Credit Union235292
Equity Resources Inc212289
Crosscountry Mortgage, LLC183256
Click n' Close, Inc.180229
PNC Bank N.A.175348
Newrez LLC150263
BPL Mortgage, LLC141178
CMG Mortgage Inc137192
The Genoa Banking Company129171
loanDepot.com LLC122245
NFM, Inc122152
Mortgage Research Center101221
Wesbanco Bank, Inc.101142
Kiavi Funding, Inc.75132
Civista Bank7486
JPMorgan Chase Bank, NA68115
Superior Credit Union, Inc.64102

Applications by race, ethnicity and sex, 2025

By race, Lucas County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native7336.8% of 57 decided
Asian28222.4% of 223 decided
Black or African American1,62338.8% of 1,259 decided
Native Hawaiian or Other Pacific Islanderunder 10
White10,08519.5% of 8,369 decided
2 or more minority raceswithheld
Joint16619.7% of 132 decided
Race Not Available2,71727.1% of 2,078 decided
By ethnicity, Lucas County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino72228.0% of 575 decided
Not Hispanic or Latino11,39822.0% of 9,370 decided
Jointwithheld
Ethnicity Not Available2,67026.0% of 2,032 decided
Free Form Text Onlyunder 10
By sex, Lucas County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Male5,77723.6% of 4,614 decided
Female3,99727.0% of 3,307 decided
Joint3,66715.9% of 3,075 decided
Sex Not Available1,56028.1% of 1,167 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved