Mortgage lending in Ashtabula County, Ohio
Lenders in Ashtabula County, Ohio reported 3,688 mortgage applications for 2025, according to the CFPB.
3,688 mortgage applications and 2,097 loans originated in 2025; the denial rate was 27.2% of 3,036 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ashtabula County, OH HUD Metro FMR Area.
- 3,688
- Applications
- 2,097
- Loans originated
- 27.2%
- Denial rate
- 825 denied of 3,036 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,688 | 2,097 |
| 2024 | 3,179 | 1,749 |
| 2023 | 2,861 | 1,553 |
| 2022 | 3,725 | 2,096 |
| 2021 | 5,179 | 3,150 |
| 2020 | 4,300 | 2,575 |
| 2019 | 3,688 | 2,199 |
| 2018 | 3,381 | 1,973 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 413 | 754 |
| Crosscountry Mortgage, LLC | 162 | 223 |
| Rocket Mortgage | 155 | 232 |
| The Andover Bank | 132 | 187 |
| The Middlefield Banking Company | 112 | 158 |
| Union Home Mortgage Corp. | 75 | 96 |
| United Wholesale Mortgage | 74 | 112 |
| Ixonia Bank | 56 | 72 |
| Mortgage Research Center | 39 | 80 |
| US Bank, N.A. | 39 | 73 |
| Freedom Mortgage Corporation | 27 | 50 |
| Community First Credit Union | 25 | 25 |
| Keybank National Association | 25 | 54 |
| BPL Mortgage, LLC | 24 | 25 |
| Liberty Home Mortgage Corp | 22 | 26 |
| First Commonwealth Bank | 20 | 32 |
| Farm Credit Mid-America, Aca | 19 | 30 |
| loanDepot.com LLC | 19 | 36 |
| Pennymac Loan Services LLC | 19 | 53 |
| Ruoff Mortgage Company | 18 | 20 |
| Synergy One Lending, Inc. | 17 | 24 |
| Howard Hanna Financial Services, Inc | 17 | 19 |
| Zillow Home Loans, LLC | 17 | 17 |
| Fifth Third Bank, National Association | 17 | 28 |
| Navy Federal Credit Union | 16 | 29 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 53 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,117 | 26.1% of 2,581 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 447 | 34.4% of 357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 91 | 34.7% of 72 decided |
| Not Hispanic or Latino | 3,143 | 26.5% of 2,609 decided |
| Joint | withheld | |
| Ethnicity Not Available | 419 | 30.9% of 327 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,483 | 27.7% of 1,190 decided |
| Female | 814 | 31.3% of 677 decided |
| Joint | 1,142 | 23.6% of 981 decided |
| Sex Not Available | 249 | 27.1% of 188 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2232 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved