Mortgage lending in Trumbull County, Ohio
Lenders in Trumbull County, Ohio reported 7,511 mortgage applications for 2025, according to the CFPB.
7,511 mortgage applications and 4,424 loans originated in 2025; the denial rate was 24.1% of 6,146 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Youngstown-Warren, OH MSA.
- 7,511
- Applications
- 4,424
- Loans originated
- 24.1%
- Denial rate
- 1,481 denied of 6,146 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,511 | 4,424 |
| 2024 | 6,940 | 3,998 |
| 2023 | 6,351 | 3,604 |
| 2022 | 8,474 | 5,061 |
| 2021 | 10,659 | 6,667 |
| 2020 | 9,460 | 5,998 |
| 2019 | 7,598 | 4,509 |
| 2018 | 7,615 | 4,501 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Seven Seventeen Credit Union | 763 | 1,121 |
| Huntington National Bank | 568 | 1,037 |
| Ixonia Bank | 440 | 564 |
| Rocket Mortgage | 261 | 407 |
| Farmers National Bank | 230 | 311 |
| Crosscountry Mortgage, LLC | 183 | 273 |
| United Wholesale Mortgage | 140 | 199 |
| The Middlefield Banking Company | 133 | 207 |
| First National Bank of PA | 112 | 194 |
| JPMorgan Chase Bank, NA | 91 | 127 |
| Citizens Bank, NA | 80 | 153 |
| PNC Bank N.A. | 64 | 145 |
| Wesbanco Bank, Inc. | 62 | 90 |
| Mortgage Research Center | 61 | 129 |
| Pennymac Loan Services LLC | 47 | 111 |
| Freedom Mortgage Corporation | 43 | 93 |
| Coastal Community Bank | 37 | 106 |
| Fairway Independent Mort Corp | 37 | 45 |
| loanDepot.com LLC | 33 | 73 |
| Union Home Mortgage Corp. | 32 | 37 |
| West Penn Financial Service Center, Inc. | 29 | 37 |
| Goodleap, LLC | 28 | 56 |
| New American Funding, LLC. | 27 | 89 |
| 21ST Mortgage | 27 | 82 |
| Nationstar Mortgage | 26 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 54 | no rate: base under 50 |
| Black or African American | 313 | 34.8% of 253 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,123 | 22.9% of 5,062 decided |
| 2 or more minority races | under 10 | |
| Joint | 60 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 929 | 27.8% of 715 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 134 | 33.7% of 104 decided |
| Not Hispanic or Latino | 6,347 | 23.2% of 5,250 decided |
| Joint | withheld | |
| Ethnicity Not Available | 980 | 28.7% of 748 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,031 | 25.1% of 2,443 decided |
| Female | 1,782 | 26.3% of 1,455 decided |
| Joint | 2,135 | 19.3% of 1,833 decided |
| Sex Not Available | 563 | 32.0% of 415 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2603 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved