Mortgage lending in Holmes County, Ohio

Lenders in Holmes County, Ohio reported 448 mortgage applications for 2025, according to the CFPB.

448 mortgage applications and 285 loans originated in 2025; the denial rate was 21.8% of 386 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Holmes County, OH.

448
Applications: 285
Loans originated: 21.8%
Denial rate: 84 denied of 386 applications decided.

Every year

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Mortgage applications and loans originated in Holmes County, Ohio, by year
Year	Applications	Originated	Denied
2025	448	285	84
2024	432	248	94
2023	515	367	70
2022	536	346	95
2021	760	524	111
2020	943	681	123
2019	699	470	125
2018	651	420	131

The largest lenders here

Lenders in Holmes County, Ohio by loans originated, 2025
Lender	Originated	Applications
The Commercial & Savings Bank	37	42
The Park National Bank	37	59
Main Street Bank Corp	29	38
PNC Bank N.A.	20	35
Huntington National Bank	18	27
Farmers National Bank	18	22
Farm Credit Mid-America, Aca	17	17
Rocket Mortgage	17	23
Union Home Mortgage Corp.	13	15
Crosscountry Mortgage, LLC	8	13
Coastal Community Bank	4	10
United Wholesale Mortgage	4	6
Fifth Third Bank, National Association	4	5
Ces Cu	3	3
The Home Loan Savings Bank	2	2
The Apple Creek Banking Company	2	2
Vanderbilt Mortgage and Finance, Inc	2	6
Zillow Home Loans, LLC	2	2
Navy Federal Credit Union	2	3
Mortgage Research Center	2	6
Wings Financial Credit Union	2	2
American Pacific Mortgage Corporation	2	2
Nationstar Mortgage	2	2
Freedom Mortgage Corporation	2	6
Carrington Mortgage Services LLC	2	3

Applications by race, ethnicity and sex, 2025

By race, Holmes County, Ohio: applications and denial rate
Category	Applications	Denial rate
Black or African American	under 10
White	403	21.8% of 349 decided
Joint	under 10
Race Not Available	42	no rate: base under 50

By ethnicity, Holmes County, Ohio: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	387	22.0% of 336 decided
Joint	under 10
Ethnicity Not Available	56	no rate: base under 50

By sex, Holmes County, Ohio: applications and denial rate
Category	Applications	Denial rate
Male	181	24.8% of 153 decided
Female	47	no rate: base under 50
Joint	194	14.0% of 172 decided
Sex Not Available	26	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1827 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026