Mortgage lending in Williams County, Ohio
Lenders in Williams County, Ohio reported 1,391 mortgage applications for 2025, according to the CFPB.
1,391 mortgage applications and 848 loans originated in 2025; the denial rate was 22.0% of 1,147 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Williams County, OH.
- 1,391
- Applications
- 848
- Loans originated
- 22.0%
- Denial rate
- 252 denied of 1,147 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,391 | 848 |
| 2024 | 1,231 | 779 |
| 2023 | 1,125 | 715 |
| 2022 | 1,457 | 948 |
| 2021 | 1,878 | 1,290 |
| 2020 | 1,798 | 1,251 |
| 2019 | 1,385 | 906 |
| 2018 | 1,355 | 910 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Farmers & Merchants State Bank | 176 | 225 |
| Huntington National Bank | 116 | 209 |
| The State Bank & Trust Company | 106 | 149 |
| Wesbanco Bank, Inc. | 85 | 135 |
| Crosscountry Mortgage, LLC | 74 | 113 |
| Rocket Mortgage | 41 | 66 |
| Mortgage Research Center | 23 | 39 |
| United Wholesale Mortgage | 12 | 20 |
| Fifth Third Bank, National Association | 9 | 20 |
| loanDepot.com LLC | 8 | 17 |
| The Sherwood State Bank | 8 | 10 |
| Equity Resources Inc | 6 | 8 |
| Ruoff Mortgage Company | 6 | 6 |
| Nationstar Mortgage | 6 | 7 |
| PNC Bank N.A. | 6 | 12 |
| Superior Credit Union, Inc. | 5 | 7 |
| Howard Hanna Financial Services, Inc | 5 | 9 |
| Coastal Community Bank | 5 | 18 |
| Farm Credit Mid-America, Aca | 5 | 6 |
| New American Funding, LLC. | 5 | 15 |
| Union Home Mortgage Corp. | 5 | 6 |
| Royal United Mortgage LLC | 5 | 6 |
| The Hicksville Bank | 4 | 5 |
| Figure Lending LLC | 4 | 7 |
| American Financial Network, Inc. | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,229 | 21.9% of 1,018 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 146 | 24.3% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 1,188 | 21.6% of 985 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 142 | 24.1% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 550 | 21.8% of 446 decided |
| Female | 307 | 28.3% of 261 decided |
| Joint | 452 | 16.9% of 378 decided |
| Sex Not Available | 82 | 27.4% of 62 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2446 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved