Mortgage lending in Jefferson County, Ohio
Lenders in Jefferson County, Ohio reported 1,846 mortgage applications for 2025, according to the CFPB.
1,846 mortgage applications and 1,033 loans originated in 2025; the denial rate was 26.5% of 1,509 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Weirton-Steubenville, WV-OH MSA.
- 1,846
- Applications
- 1,033
- Loans originated
- 26.5%
- Denial rate
- 400 denied of 1,509 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,846 | 1,033 |
| 2024 | 1,694 | 916 |
| 2023 | 1,764 | 978 |
| 2022 | 2,128 | 1,232 |
| 2021 | 2,526 | 1,645 |
| 2020 | 2,338 | 1,465 |
| 2019 | 2,154 | 1,338 |
| 2018 | 2,061 | 1,213 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 142 | 290 |
| US Bank, N.A. | 117 | 173 |
| Polaris Home Funding Corp. | 106 | 133 |
| Rocket Mortgage | 74 | 115 |
| Hancock County Savings Bank, FSB | 63 | 98 |
| Wesbanco Bank, Inc. | 47 | 68 |
| First National Bank of PA | 37 | 66 |
| PNC Bank N.A. | 26 | 42 |
| United Wholesale Mortgage | 20 | 36 |
| Main Street Bank Corp | 20 | 27 |
| Unified Bank | 18 | 27 |
| Waterstone Mortgage Corporation | 18 | 26 |
| Belmont Savings Bank | 16 | 16 |
| Mortgage Research Center | 13 | 37 |
| Freedom Mortgage Corporation | 13 | 24 |
| JPMorgan Chase Bank, NA | 13 | 15 |
| First Choice America Community | 11 | 15 |
| Consumers National Bank | 11 | 11 |
| Citizens Bank, NA | 11 | 14 |
| Amerisave Mortgage Company | 10 | 37 |
| Navy Federal Credit Union | 9 | 18 |
| Community Bank | 9 | 9 |
| Nationstar Mortgage | 9 | 15 |
| loanDepot.com LLC | 8 | 23 |
| Newrez LLC | 7 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,518 | 25.8% of 1,254 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 246 | 27.8% of 191 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,555 | 26.4% of 1,282 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 261 | 25.7% of 202 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 811 | 27.4% of 658 decided |
| Female | 372 | 29.6% of 304 decided |
| Joint | 496 | 23.1% of 420 decided |
| Sex Not Available | 167 | 26.0% of 127 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2601 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved