Mortgage lending in Putnam County, Ohio
Lenders in Putnam County, Ohio reported 1,099 mortgage applications for 2025, according to the CFPB.
1,099 mortgage applications and 752 loans originated in 2025; the denial rate was 16.5% of 933 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, OH.
- 1,099
- Applications
- 752
- Loans originated
- 16.5%
- Denial rate
- 154 denied of 933 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,099 | 752 |
| 2024 | 874 | 592 |
| 2023 | 877 | 604 |
| 2022 | 1,221 | 845 |
| 2021 | 1,335 | 948 |
| 2020 | 1,817 | 1,360 |
| 2019 | 1,125 | 863 |
| 2018 | 997 | 740 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior Credit Union, Inc. | 240 | 314 |
| The Union Bank Company | 146 | 169 |
| Huntington National Bank | 70 | 130 |
| loanDepot.com LLC | 34 | 51 |
| Ag Credit, ACA | 29 | 30 |
| Bankers' Bank | 28 | 37 |
| Wesbanco Bank, Inc. | 26 | 37 |
| Rocket Mortgage | 17 | 27 |
| First National Bank of Pandora | 16 | 20 |
| The State Bank & Trust Company | 10 | 16 |
| Partners 1ST Federal Credit Union | 9 | 12 |
| United Wholesale Mortgage | 8 | 11 |
| Fifth Third Bank, National Association | 8 | 13 |
| Schumacher Mortgage LLC | 7 | 7 |
| Crosscountry Mortgage, LLC | 6 | 11 |
| Figure Lending LLC | 5 | 8 |
| Mortgage Research Center | 5 | 8 |
| Guaranteed Rate, Inc. | 5 | 9 |
| The Farmers & Merchants State Bank | 4 | 4 |
| Coastal Community Bank | 4 | 11 |
| The Citizens National Bank | 4 | 7 |
| Lakeview Loan Servicing, LLC | 4 | 6 |
| Lower, LLC | 4 | 6 |
| Servion | 3 | 4 |
| Newrez LLC | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 967 | 15.4% of 836 decided |
| Joint | under 10 | |
| Race Not Available | 116 | 26.4% of 87 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 924 | 15.3% of 796 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 122 | 19.8% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 377 | 19.5% of 308 decided |
| Female | 150 | 24.4% of 127 decided |
| Joint | 503 | 11.9% of 445 decided |
| Sex Not Available | 69 | 18.9% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2244 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved