Mortgage lending in Portage County, Ohio
Lenders in Portage County, Ohio reported 6,046 mortgage applications for 2025, according to the CFPB.
6,046 mortgage applications and 3,624 loans originated in 2025; the denial rate was 22.4% of 4,908 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Akron, OH MSA.
- 6,046
- Applications
- 3,624
- Loans originated
- 22.4%
- Denial rate
- 1,099 denied of 4,908 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,046 | 3,624 |
| 2024 | 5,242 | 3,122 |
| 2023 | 5,289 | 3,103 |
| 2022 | 7,375 | 4,493 |
| 2021 | 10,746 | 6,981 |
| 2020 | 10,019 | 6,538 |
| 2019 | 7,791 | 4,864 |
| 2018 | 7,313 | 4,519 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 545 | 905 |
| Rocket Mortgage | 276 | 372 |
| Crosscountry Mortgage, LLC | 245 | 326 |
| Third Federal Savings and Loan | 176 | 277 |
| Fifth Third Bank, National Association | 147 | 240 |
| Seven Seventeen Credit Union | 146 | 235 |
| Portage Community Bank | 128 | 152 |
| United Wholesale Mortgage | 111 | 158 |
| Citizens Bank, NA | 86 | 151 |
| The Middlefield Banking Company | 72 | 95 |
| Fairway Independent Mort Corp | 71 | 91 |
| PNC Bank N.A. | 71 | 132 |
| Howard Hanna Financial Services, Inc | 57 | 63 |
| JPMorgan Chase Bank, NA | 55 | 82 |
| Synergy One Lending, Inc. | 44 | 67 |
| Union Home Mortgage Corp. | 43 | 55 |
| First Commonwealth Bank | 43 | 50 |
| First National Bank of PA | 42 | 58 |
| Mortgage Research Center | 40 | 84 |
| Farmers National Bank | 39 | 51 |
| Keybank National Association | 39 | 66 |
| Navy Federal Credit Union | 36 | 62 |
| 21ST Mortgage | 33 | 138 |
| Pennymac Loan Services LLC | 33 | 67 |
| Liberty Home Mortgage Corp | 31 | 39 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 142 | 18.9% of 106 decided |
| Black or African American | 132 | 33.6% of 110 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,862 | 21.7% of 4,030 decided |
| 2 or more minority races | under 10 | |
| Joint | 69 | 26.4% of 53 decided |
| Race Not Available | 810 | 24.9% of 586 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 113 | 24.2% of 95 decided |
| Not Hispanic or Latino | 5,039 | 21.8% of 4,174 decided |
| Joint | withheld | |
| Ethnicity Not Available | 829 | 26.5% of 586 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,178 | 23.4% of 1,766 decided |
| Female | 1,224 | 27.3% of 996 decided |
| Joint | 2,156 | 18.2% of 1,788 decided |
| Sex Not Available | 488 | 24.6% of 358 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1626 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved