Mortgage lending in Lawrence County, Ohio
Lenders in Lawrence County, Ohio reported 1,909 mortgage applications for 2025, according to the CFPB.
1,909 mortgage applications and 933 loans originated in 2025; the denial rate was 32.2% of 1,480 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huntington-Ashland, WV-KY-OH HUD Metro FMR Area.
- 1,909
- Applications
- 933
- Loans originated
- 32.2%
- Denial rate
- 477 denied of 1,480 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,909 | 933 |
| 2024 | 1,764 | 868 |
| 2023 | 1,708 | 851 |
| 2022 | 2,192 | 1,114 |
| 2021 | 2,677 | 1,492 |
| 2020 | 2,453 | 1,406 |
| 2019 | 1,925 | 1,052 |
| 2018 | 1,915 | 1,071 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 126 | 195 |
| Movement Mortgage, LLC | 81 | 124 |
| Rocket Mortgage | 50 | 77 |
| Stockton Mortgage Corporation | 44 | 58 |
| Wesbanco Bank, Inc. | 44 | 71 |
| Peoples Bank | 42 | 68 |
| US Bank, N.A. | 40 | 90 |
| Primelending | 37 | 65 |
| Huntington Federal Savings Bank | 31 | 41 |
| Desco Federal Credit Union | 27 | 54 |
| PNC Bank N.A. | 26 | 50 |
| Mortgage Research Center | 21 | 42 |
| Ohio Valley Bank | 21 | 27 |
| loanDepot.com LLC | 20 | 27 |
| Vanderbilt Mortgage and Finance, Inc | 18 | 157 |
| United Wholesale Mortgage | 18 | 26 |
| Members Choice Credit Union | 17 | 27 |
| Fifth Third Bank, National Association | 16 | 38 |
| Community Trust Bank, Inc. | 11 | 17 |
| Equity Prime Mortgage LLC | 11 | 18 |
| Pennymac Loan Services LLC | 11 | 23 |
| Southwest Stage Funding LLC | 9 | 26 |
| Freedom Mortgage Corporation | 9 | 22 |
| Huntington National Bank | 7 | 27 |
| Newrez LLC | 7 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 25 | no rate: base under 50 |
| White | 1,656 | 31.9% of 1,280 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 186 | 27.3% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,602 | 31.4% of 1,263 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 279 | 35.2% of 199 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 682 | 31.7% of 530 decided |
| Female | 412 | 41.2% of 313 decided |
| Joint | 668 | 27.8% of 515 decided |
| Sex Not Available | 147 | 30.3% of 122 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2239 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved