Mortgage lending in Vinton County, Ohio
Lenders in Vinton County, Ohio reported 406 mortgage applications for 2025, according to the CFPB.
406 mortgage applications and 210 loans originated in 2025; the denial rate was 31.9% of 335 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vinton County, OH.
- 406
- Applications
- 210
- Loans originated
- 31.9%
- Denial rate
- 107 denied of 335 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 406 | 210 |
| 2024 | 412 | 219 |
| 2023 | 378 | 193 |
| 2022 | 393 | 211 |
| 2021 | 481 | 283 |
| 2020 | 423 | 236 |
| 2019 | 314 | 172 |
| 2018 | 321 | 152 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Vinton County National Bank | 52 | 73 |
| Rocket Mortgage | 19 | 31 |
| Atomic Credit Union, Inc | 16 | 25 |
| Peoples Bank | 11 | 16 |
| Ohio Valley Bank | 6 | 6 |
| Wesbanco Bank, Inc. | 6 | 12 |
| PNC Bank N.A. | 5 | 6 |
| Freedom Mortgage Corporation | 4 | 8 |
| Lakeview Loan Servicing, LLC | 4 | 7 |
| Lower, LLC | 4 | 10 |
| Paramount Residential Mortgage | 3 | 3 |
| Huntington National Bank | 3 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 23 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| Mortgage Research Center | 3 | 6 |
| Rapid Mortgage Company | 3 | 4 |
| NFM, Inc | 3 | 4 |
| First National Bank of Hutchinson | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 5 |
| Citizens Bank, NA | 3 | 4 |
| Gold Star Mortgage Financial Group, Corporation | 2 | 4 |
| loanDepot.com LLC | 2 | 3 |
| New American Funding, LLC. | 2 | 6 |
| Union Home Mortgage Corp. | 2 | 3 |
| 21ST Mortgage | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 343 | 32.0% of 284 decided |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 339 | 31.6% of 282 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | 35.3% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 150 | 33.9% of 121 decided |
| Female | 80 | 35.9% of 64 decided |
| Joint | 139 | 27.3% of 121 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1834 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved