Mortgage lending in Champaign County, Ohio
Lenders in Champaign County, Ohio reported 1,564 mortgage applications for 2025, according to the CFPB.
1,564 mortgage applications and 873 loans originated in 2025; the denial rate was 28.2% of 1,291 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Champaign County, OH.
- 1,564
- Applications
- 873
- Loans originated
- 28.2%
- Denial rate
- 364 denied of 1,291 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,564 | 873 |
| 2024 | 1,378 | 781 |
| 2023 | 1,413 | 736 |
| 2022 | 1,647 | 976 |
| 2021 | 2,347 | 1,458 |
| 2020 | 1,917 | 1,163 |
| 2019 | 1,499 | 896 |
| 2018 | 1,310 | 799 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wright Patt Credit Union Inc | 108 | 192 |
| Rocket Mortgage | 71 | 92 |
| Crosscountry Mortgage, LLC | 38 | 55 |
| Huntington National Bank | 35 | 63 |
| United Wholesale Mortgage | 33 | 45 |
| The Park National Bank | 31 | 46 |
| Honda Federal Credit Union | 30 | 45 |
| Fifth Third Bank, National Association | 27 | 49 |
| Civista Bank | 18 | 30 |
| NFM, Inc | 18 | 21 |
| Pennymac Loan Services LLC | 18 | 27 |
| Union Savings Bank | 17 | 22 |
| Freedom Mortgage Corporation | 17 | 27 |
| Mortgage Research Center | 16 | 30 |
| Newrez LLC | 16 | 37 |
| 21ST Mortgage | 16 | 94 |
| Union Home Mortgage Corp. | 13 | 21 |
| The Farmers & Merchants State Bank | 12 | 20 |
| Howard Hanna Financial Services, Inc | 12 | 17 |
| loanDepot.com LLC | 12 | 18 |
| Wesbanco Bank, Inc. | 11 | 13 |
| Primelending | 8 | 8 |
| New American Funding, LLC. | 8 | 15 |
| Amerisave Mortgage Company | 8 | 19 |
| US Bank, N.A. | 8 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,282 | 29.6% of 1,064 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 212 | 20.3% of 172 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,284 | 29.0% of 1,064 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 234 | 23.6% of 191 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 561 | 29.4% of 453 decided |
| Female | 331 | 37.9% of 272 decided |
| Joint | 537 | 23.5% of 455 decided |
| Sex Not Available | 135 | 18.9% of 111 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1618 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved