Mortgage lending in Butler County, Ohio
Lenders in Butler County, Ohio reported 15,887 mortgage applications for 2025, according to the CFPB.
15,887 mortgage applications and 9,669 loans originated in 2025; the denial rate was 20.3% of 12,862 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.
- 15,887
- Applications
- 9,669
- Loans originated
- 20.3%
- Denial rate
- 2,608 denied of 12,862 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 15,887 | 9,669 |
| 2024 | 14,769 | 8,946 |
| 2023 | 12,747 | 7,801 |
| 2022 | 17,804 | 11,135 |
| 2021 | 28,023 | 18,596 |
| 2020 | 25,828 | 17,394 |
| 2019 | 17,894 | 11,647 |
| 2018 | 15,326 | 9,661 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 767 | 1,352 |
| Rocket Mortgage | 543 | 746 |
| United Wholesale Mortgage | 541 | 723 |
| Union Savings Bank | 521 | 625 |
| First Financial Bank | 437 | 685 |
| Huntington National Bank | 316 | 533 |
| US Bank, N.A. | 269 | 564 |
| Third Federal Savings and Loan | 226 | 359 |
| First Community Mortgage, Inc. | 225 | 284 |
| Union Home Mortgage Corp. | 210 | 267 |
| PNC Bank N.A. | 196 | 349 |
| General Electric Credit Union | 181 | 257 |
| Crosscountry Mortgage, LLC | 175 | 277 |
| M/I Financial. LLC | 129 | 170 |
| Guardian Savings Bank | 128 | 164 |
| Telhio Credit Union, Inc. | 119 | 191 |
| Wright Patt Credit Union Inc | 116 | 203 |
| Freedom Mortgage Corporation | 114 | 265 |
| Pennymac Loan Services LLC | 114 | 223 |
| Mortgage Research Center | 107 | 209 |
| AurGroup Financial Credit Union | 102 | 124 |
| Das Acquisition Company, LLC | 99 | 133 |
| JPMorgan Chase Bank, NA | 93 | 159 |
| American Neighborhood Mortgage Acceptance Company | 92 | 123 |
| loanDepot.com LLC | 91 | 161 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | no rate: base under 50 |
| Asian | 917 | 21.8% of 710 decided |
| Black or African American | 1,096 | 28.1% of 835 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 11,137 | 18.9% of 9,249 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 255 | 17.0% of 212 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,383 | 22.7% of 1,783 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 675 | 29.6% of 544 decided |
| Not Hispanic or Latino | 12,715 | 19.5% of 10,449 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,308 | 21.9% of 1,732 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,747 | 22.8% of 4,590 decided |
| Female | 3,498 | 24.1% of 2,863 decided |
| Joint | 5,274 | 14.9% of 4,405 decided |
| Sex Not Available | 1,368 | 21.4% of 1,004 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1176 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved