Mortgage lending in Washington County, Ohio
Lenders in Washington County, Ohio reported 1,623 mortgage applications for 2025, according to the CFPB.
1,623 mortgage applications and 906 loans originated in 2025; the denial rate was 24.3% of 1,292 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, OH.
- 1,623
- Applications
- 906
- Loans originated
- 24.3%
- Denial rate
- 314 denied of 1,292 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,623 | 906 |
| 2024 | 1,479 | 880 |
| 2023 | 1,478 | 834 |
| 2022 | 1,819 | 1,133 |
| 2021 | 2,503 | 1,549 |
| 2020 | 2,133 | 1,300 |
| 2019 | 1,813 | 1,159 |
| 2018 | 1,682 | 1,015 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank | 167 | 225 |
| Rocket Mortgage | 96 | 142 |
| Huntington National Bank | 81 | 154 |
| Stockton Mortgage Corporation | 38 | 48 |
| Wesbanco Bank, Inc. | 36 | 56 |
| Mortgage Research Center | 31 | 63 |
| United Wholesale Mortgage | 25 | 42 |
| Waterford Commercial and Savings Bank | 22 | 27 |
| Movement Mortgage, LLC | 20 | 30 |
| Williamstown Bank Inc. | 20 | 23 |
| Pennymac Loan Services LLC | 18 | 29 |
| Freedom Mortgage Corporation | 16 | 39 |
| JPMorgan Chase Bank, NA | 15 | 28 |
| First Ohio Home Finance | 14 | 16 |
| Polaris Home Funding Corp. | 12 | 20 |
| New American Funding, LLC. | 11 | 19 |
| Coastal Community Bank | 9 | 26 |
| Nationstar Mortgage | 9 | 11 |
| Community Bank of Parkersburg | 9 | 20 |
| loanDepot.com LLC | 8 | 17 |
| WV Central Federal Credit Union | 8 | 10 |
| Crosscountry Mortgage, LLC | 7 | 14 |
| Usaa Federal Savings Bank | 7 | 9 |
| American Financial Resources LLC | 6 | 9 |
| Third Federal Savings and Loan | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,366 | 23.3% of 1,102 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 202 | 26.7% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 1,370 | 23.2% of 1,106 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 228 | 32.0% of 172 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 602 | 26.4% of 469 decided |
| Female | 336 | 24.2% of 269 decided |
| Joint | 536 | 21.3% of 441 decided |
| Sex Not Available | 149 | 27.4% of 113 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1835 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved