Mortgage lending in Sandusky County, Ohio
Lenders in Sandusky County, Ohio reported 1,874 mortgage applications for 2025, according to the CFPB.
1,874 mortgage applications and 1,262 loans originated in 2025; the denial rate was 16.4% of 1,565 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sandusky County, OH.
- 1,874
- Applications
- 1,262
- Loans originated
- 16.4%
- Denial rate
- 257 denied of 1,565 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,874 | 1,262 |
| 2024 | 1,447 | 892 |
| 2023 | 1,280 | 805 |
| 2022 | 1,843 | 1,168 |
| 2021 | 2,633 | 1,812 |
| 2020 | 2,474 | 1,726 |
| 2019 | 1,726 | 1,148 |
| 2018 | 1,533 | 931 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fremont Federal Credit Union | 350 | 384 |
| Huntington National Bank | 111 | 170 |
| Rocket Mortgage | 91 | 126 |
| Fifth Third Bank, National Association | 60 | 88 |
| Croghan Colonial Bank | 58 | 83 |
| loanDepot.com LLC | 51 | 71 |
| United Wholesale Mortgage | 36 | 43 |
| Union Home Mortgage Corp. | 31 | 43 |
| US Bank, N.A. | 26 | 45 |
| Crosscountry Mortgage, LLC | 24 | 41 |
| The Genoa Banking Company | 23 | 27 |
| Mortgage Research Center | 20 | 36 |
| Wesbanco Bank, Inc. | 19 | 26 |
| Union Capital Mortgage Corp | 16 | 19 |
| Ag Credit, ACA | 15 | 15 |
| Howard Hanna Financial Services, Inc | 15 | 18 |
| Your Home Financial LLC | 15 | 20 |
| The Union Bank Company | 14 | 19 |
| Keybank National Association | 13 | 19 |
| Civista Bank | 12 | 16 |
| Old Fort Banking Company | 10 | 15 |
| New American Funding, LLC. | 10 | 22 |
| PNC Bank N.A. | 10 | 15 |
| Pennymac Loan Services LLC | 10 | 18 |
| Figure Lending LLC | 9 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 57 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,538 | 15.8% of 1,310 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 244 | 18.2% of 187 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 107 | 29.0% of 93 decided |
| Not Hispanic or Latino | 1,475 | 15.2% of 1,241 decided |
| Joint | 42 | no rate: base under 50 |
| Ethnicity Not Available | 250 | 18.0% of 194 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 733 | 15.2% of 606 decided |
| Female | 442 | 17.7% of 379 decided |
| Joint | 577 | 15.8% of 495 decided |
| Sex Not Available | 122 | 23.5% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2442 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved