PNC Bank N.A.
PNC Bank N.A. reported 116,536 mortgage applications for 2025, according to the CFPB.
116,536 mortgage applications and 61,280 loans originated in 2025; the denial rate was 33.8% of 95,909 applications decided. Its RSSD in the 2023 reporter panel is 817824. From 2025, the CFPB’s Snapshot release.
The same RSSD is PNC Bank, National Association’s: its bank page on the banks hub.
- 116,536
- Applications
- 61,280
- Loans originated
- 33.8%
- Denial rate
- 32,449 denied of 95,909 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | PNC Bank N.A. | 116,536 |
| 2024 | PNC Bank N.A. | 111,589 |
| 2023 | PNC Bank N.A. | 128,990 |
| 2022 | PNC Bank N.A. | 193,207 |
| 2021 | PNC Bank N.A. | 165,985 |
| 2020 | PNC Bank N.A. | 163,757 |
| 2019 | PNC Bank N.A. | 154,311 |
| 2018 | PNC Bank NA | 149,970 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 762 | 57.3% of 600 decided |
| Asian | 7,102 | 39.0% of 5,505 decided |
| Black or African American | 10,576 | 51.7% of 8,675 decided |
| Native Hawaiian or Other Pacific Islander | 304 | 58.7% of 242 decided |
| White | 85,464 | 30.9% of 71,018 decided |
| 2 or more minority races | 239 | 52.1% of 194 decided |
| Joint | 2,038 | 29.6% of 1,698 decided |
| Free Form Text Only | 124 | 67.4% of 92 decided |
| Race Not Available | 9,927 | 34.0% of 7,885 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10,950 | 53.2% of 8,702 decided |
| Not Hispanic or Latino | 94,703 | 31.7% of 78,505 decided |
| Joint | 2,262 | 35.8% of 1,864 decided |
| Ethnicity Not Available | 8,502 | 32.8% of 6,750 decided |
| Free Form Text Only | 119 | 56.8% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 41,678 | 38.3% of 33,442 decided |
| Female | 28,304 | 39.6% of 23,152 decided |
| Joint | 42,148 | 26.6% of 35,733 decided |
| Sex Not Available | 4,406 | 28.1% of 3,582 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved