Mortgage lending in Gallia County, Ohio
Lenders in Gallia County, Ohio reported 898 mortgage applications for 2025, according to the CFPB.
898 mortgage applications and 447 loans originated in 2025; the denial rate was 32.8% of 723 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gallia County, OH.
- 898
- Applications
- 447
- Loans originated
- 32.8%
- Denial rate
- 237 denied of 723 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 898 | 447 |
| 2024 | 722 | 342 |
| 2023 | 679 | 327 |
| 2022 | 783 | 398 |
| 2021 | 1,041 | 584 |
| 2020 | 1,097 | 604 |
| 2019 | 781 | 387 |
| 2018 | 781 | 355 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Movement Mortgage, LLC | 49 | 63 |
| The Farmers Bank & Savings Com | 45 | 71 |
| Ohio Valley Bank | 41 | 49 |
| Rocket Mortgage | 29 | 58 |
| Wesbanco Bank, Inc. | 21 | 28 |
| Peoples Bank | 20 | 29 |
| Paramount Residential Mortgage | 18 | 23 |
| Farm Credit Mid-America, Aca | 16 | 22 |
| Mortgage Research Center | 15 | 29 |
| United Wholesale Mortgage | 14 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 75 |
| Vinton County National Bank | 10 | 12 |
| US Bank, N.A. | 10 | 28 |
| Atomic Credit Union, Inc | 9 | 16 |
| New American Funding, LLC. | 8 | 15 |
| NFM, Inc | 8 | 8 |
| Huntington National Bank | 7 | 12 |
| Siwell, Inc., dba Capital Mortgage Services of Tex | 6 | 11 |
| Freedom Mortgage Corporation | 5 | 13 |
| 21ST Mortgage | 5 | 32 |
| Amerisave Mortgage Company | 5 | 17 |
| Rapid Mortgage Company | 4 | 4 |
| City National Bank of WV | 4 | 9 |
| Crosscountry Mortgage, LLC | 4 | 8 |
| Southwest Stage Funding LLC | 3 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| White | 767 | 32.7% of 623 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 97 | 34.2% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 755 | 31.5% of 606 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 129 | 41.5% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 329 | 32.3% of 266 decided |
| Female | 205 | 41.1% of 158 decided |
| Joint | 292 | 27.0% of 241 decided |
| Sex Not Available | 72 | 36.2% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1825 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved