Mortgage lending in Seneca County, Ohio
Lenders in Seneca County, Ohio reported 1,406 mortgage applications for 2025, according to the CFPB.
1,406 mortgage applications and 836 loans originated in 2025; the denial rate was 22.5% of 1,133 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seneca County, OH.
- 1,406
- Applications
- 836
- Loans originated
- 22.5%
- Denial rate
- 255 denied of 1,133 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,406 | 836 |
| 2024 | 1,340 | 810 |
| 2023 | 1,128 | 705 |
| 2022 | 1,641 | 1,041 |
| 2021 | 2,189 | 1,482 |
| 2020 | 2,080 | 1,384 |
| 2019 | 1,463 | 943 |
| 2018 | 1,466 | 885 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| loanDepot.com LLC | 198 | 243 |
| Fifth Third Bank, National Association | 75 | 128 |
| Rocket Mortgage | 59 | 78 |
| Huntington National Bank | 42 | 80 |
| Superior Credit Union, Inc. | 38 | 76 |
| Old Fort Banking Company | 38 | 50 |
| US Bank, N.A. | 30 | 59 |
| Ag Credit, ACA | 26 | 27 |
| PNC Bank N.A. | 22 | 40 |
| Fremont Federal Credit Union | 19 | 22 |
| United Wholesale Mortgage | 17 | 19 |
| Wesbanco Bank, Inc. | 17 | 34 |
| Mortgage Research Center | 14 | 23 |
| Union Home Mortgage Corp. | 14 | 23 |
| Guaranteed Rate, Inc. | 13 | 28 |
| LendingOne LLC | 12 | 14 |
| Croghan Colonial Bank | 10 | 14 |
| First Federal Bank of Ohio | 8 | 10 |
| Newrez LLC | 8 | 19 |
| Crosscountry Mortgage, LLC | 7 | 11 |
| Pennymac Loan Services LLC | 7 | 16 |
| Polaris Home Funding Corp. | 6 | 8 |
| First National Bank of Pandora | 6 | 6 |
| Figure Lending LLC | 5 | 6 |
| Click n' Close, Inc. | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,194 | 21.3% of 974 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 164 | 29.4% of 126 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | no rate: base under 50 |
| Not Hispanic or Latino | 1,154 | 21.3% of 936 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 166 | 32.8% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 578 | 24.1% of 448 decided |
| Female | 322 | 25.5% of 263 decided |
| Joint | 403 | 15.3% of 340 decided |
| Sex Not Available | 103 | 34.2% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2444 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved