Mortgage lending in Medina County, Ohio
Lenders in Medina County, Ohio reported 8,117 mortgage applications for 2025, according to the CFPB.
8,117 mortgage applications and 5,174 loans originated in 2025; the denial rate was 19.2% of 6,686 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Cleveland, OH HUD Metro FMR Area.
- 8,117
- Applications
- 5,174
- Loans originated
- 19.2%
- Denial rate
- 1,281 denied of 6,686 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,117 | 5,174 |
| 2024 | 7,087 | 4,443 |
| 2023 | 6,773 | 4,187 |
| 2022 | 9,329 | 6,021 |
| 2021 | 15,620 | 10,698 |
| 2020 | 15,215 | 10,328 |
| 2019 | 10,763 | 7,309 |
| 2018 | 10,127 | 6,686 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 787 | 1,303 |
| Third Federal Savings and Loan | 472 | 677 |
| Rocket Mortgage | 351 | 453 |
| Crosscountry Mortgage, LLC | 334 | 453 |
| Fifth Third Bank, National Association | 241 | 388 |
| Citizens Bank, NA | 191 | 272 |
| PNC Bank N.A. | 158 | 239 |
| United Wholesale Mortgage | 157 | 218 |
| First National Bank of PA | 95 | 129 |
| Ruoff Mortgage Company | 94 | 122 |
| NVR Mortgage Finance, Inc. | 89 | 110 |
| Howard Hanna Financial Services, Inc | 86 | 103 |
| First Federal S&L of Lakewood | 77 | 98 |
| US Bank, N.A. | 68 | 136 |
| JPMorgan Chase Bank, NA | 67 | 106 |
| Dollar Bank, FSB | 65 | 81 |
| Synergy One Lending, Inc. | 63 | 80 |
| Fairway Independent Mort Corp | 62 | 69 |
| Union Home Mortgage Corp. | 62 | 83 |
| Navy Federal Credit Union | 54 | 86 |
| Pennymac Loan Services LLC | 54 | 93 |
| Westfield Bank, FSB | 53 | 71 |
| First Equity Mortgage Inc | 52 | 78 |
| Mortgage Research Center | 50 | 99 |
| Pulte Mortgage LLC | 48 | 54 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 30 | no rate: base under 50 |
| Asian | 99 | 26.0% of 73 decided |
| Black or African American | 68 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,877 | 18.5% of 5,776 decided |
| 2 or more minority races | under 10 | |
| Joint | 95 | 21.3% of 75 decided |
| Race Not Available | 941 | 21.9% of 686 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 140 | 19.4% of 108 decided |
| Not Hispanic or Latino | 6,882 | 18.7% of 5,775 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,003 | 22.6% of 735 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,832 | 21.1% of 2,299 decided |
| Female | 1,508 | 24.6% of 1,249 decided |
| Joint | 3,194 | 14.4% of 2,720 decided |
| Sex Not Available | 583 | 23.0% of 418 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1178 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved