Mortgage lending in Scioto County, Ohio
Lenders in Scioto County, Ohio reported 2,272 mortgage applications for 2025, according to the CFPB.
2,272 mortgage applications and 1,121 loans originated in 2025; the denial rate was 30.5% of 1,738 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scioto County, OH.
- 2,272
- Applications
- 1,121
- Loans originated
- 30.5%
- Denial rate
- 530 denied of 1,738 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,272 | 1,121 |
| 2024 | 2,041 | 1,030 |
| 2023 | 1,911 | 975 |
| 2022 | 2,362 | 1,264 |
| 2021 | 2,914 | 1,760 |
| 2020 | 2,702 | 1,612 |
| 2019 | 2,140 | 1,233 |
| 2018 | 2,040 | 1,095 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 109 | 204 |
| Desco Federal Credit Union | 105 | 180 |
| US Bank, N.A. | 100 | 164 |
| Peoples Bank | 81 | 111 |
| Atomic Credit Union, Inc | 70 | 144 |
| Rocket Mortgage | 66 | 105 |
| Citizens Bank, NA | 51 | 86 |
| Wesbanco Bank, Inc. | 44 | 62 |
| United Wholesale Mortgage | 28 | 41 |
| Mortgage Research Center | 26 | 60 |
| Bayshore Mortgage Funding | 26 | 38 |
| PNC Bank N.A. | 21 | 45 |
| Guaranteed Rate, Inc. | 17 | 48 |
| loanDepot.com LLC | 15 | 26 |
| Polaris Home Funding Corp. | 13 | 18 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 145 |
| First State Bank | 12 | 19 |
| Rapid Mortgage Company | 12 | 19 |
| myCUmortgage | 10 | 10 |
| Movement Mortgage, LLC | 10 | 16 |
| Equity Prime Mortgage LLC | 10 | 14 |
| Figure Lending LLC | 9 | 15 |
| Paramount Residential Mortgage | 9 | 13 |
| Kentucky Farmers Bank Corporation | 9 | 15 |
| Ohio Valley Bank | 9 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,977 | 30.3% of 1,520 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 234 | 29.0% of 176 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 1,953 | 29.7% of 1,510 decided |
| Joint | withheld | |
| Ethnicity Not Available | 279 | 33.0% of 197 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 779 | 30.3% of 585 decided |
| Female | 616 | 35.5% of 467 decided |
| Joint | 709 | 27.1% of 568 decided |
| Sex Not Available | 168 | 28.0% of 118 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2443 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved