Mortgage lending in Clinton County, Ohio
Lenders in Clinton County, Ohio reported 1,693 mortgage applications for 2025, according to the CFPB.
1,693 mortgage applications and 1,022 loans originated in 2025; the denial rate was 21.0% of 1,378 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clinton County, OH.
- 1,693
- Applications
- 1,022
- Loans originated
- 21.0%
- Denial rate
- 290 denied of 1,378 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,693 | 1,022 |
| 2024 | 1,594 | 932 |
| 2023 | 1,407 | 853 |
| 2022 | 1,859 | 1,094 |
| 2021 | 2,562 | 1,682 |
| 2020 | 2,253 | 1,468 |
| 2019 | 1,598 | 1,027 |
| 2018 | 1,466 | 908 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wright Patt Credit Union Inc | 97 | 157 |
| loanDepot.com LLC | 92 | 115 |
| Peoples Bank | 75 | 94 |
| Rocket Mortgage | 52 | 75 |
| Fifth Third Bank, National Association | 50 | 92 |
| Union Savings Bank | 36 | 43 |
| United Wholesale Mortgage | 35 | 51 |
| Huntington National Bank | 32 | 54 |
| Merchants National Bank | 26 | 29 |
| Crosscountry Mortgage, LLC | 26 | 45 |
| DHI Mortgage Company, LTD. | 24 | 40 |
| Mortgage Research Center | 19 | 39 |
| Das Acquisition Company, LLC | 19 | 20 |
| 1st National Bank | 18 | 26 |
| Figure Lending LLC | 16 | 30 |
| US Bank, N.A. | 13 | 22 |
| PNC Bank N.A. | 13 | 25 |
| First Community Mortgage, Inc. | 12 | 18 |
| First Financial Bank | 12 | 19 |
| Pennymac Loan Services LLC | 12 | 21 |
| First State Bank | 11 | 15 |
| Freedom Mortgage Corporation | 11 | 22 |
| Newrez LLC | 10 | 24 |
| Fairway Independent Mort Corp | 10 | 10 |
| Third Federal Savings and Loan | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,435 | 20.8% of 1,183 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 209 | 20.1% of 154 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 1,423 | 21.2% of 1,178 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 222 | 19.8% of 157 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 652 | 23.6% of 520 decided |
| Female | 337 | 26.7% of 281 decided |
| Joint | 575 | 16.0% of 482 decided |
| Sex Not Available | 129 | 15.8% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1458 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved