Mortgage lending in Licking County, Ohio
Lenders in Licking County, Ohio reported 8,525 mortgage applications for 2025, according to the CFPB.
8,525 mortgage applications and 5,189 loans originated in 2025; the denial rate was 20.6% of 6,882 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, OH HUD Metro FMR Area.
- 8,525
- Applications
- 5,189
- Loans originated
- 20.6%
- Denial rate
- 1,421 denied of 6,882 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,525 | 5,189 |
| 2024 | 7,828 | 4,676 |
| 2023 | 7,387 | 4,482 |
| 2022 | 9,802 | 6,101 |
| 2021 | 14,826 | 9,843 |
| 2020 | 15,288 | 10,153 |
| 2019 | 10,266 | 6,727 |
| 2018 | 8,792 | 5,575 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 432 | 691 |
| The Park National Bank | 383 | 531 |
| Rocket Mortgage | 320 | 439 |
| United Wholesale Mortgage | 225 | 317 |
| Equity Resources Inc | 184 | 276 |
| NFM, Inc | 154 | 203 |
| Union Home Mortgage Corp. | 133 | 182 |
| Fifth Third Bank, National Association | 126 | 232 |
| Truecore Federal Credit Union | 125 | 149 |
| First Federal S&L of Newark | 119 | 176 |
| PNC Bank N.A. | 114 | 183 |
| Hopewell Federal Cu | 110 | 154 |
| Crosscountry Mortgage, LLC | 98 | 153 |
| Third Federal Savings and Loan | 93 | 163 |
| Kemba Financial Credit Union | 92 | 164 |
| The Community Bank | 87 | 110 |
| JPMorgan Chase Bank, NA | 86 | 142 |
| Union Savings Bank | 81 | 109 |
| Lower, LLC | 71 | 100 |
| German American Bank | 69 | 94 |
| Fairway Independent Mort Corp | 66 | 95 |
| Wright Patt Credit Union Inc | 64 | 112 |
| DHI Mortgage Company, LTD. | 57 | 78 |
| Freedom Mortgage Corporation | 56 | 104 |
| New American Funding, LLC. | 55 | 108 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 30 | no rate: base under 50 |
| Asian | 350 | 23.0% of 278 decided |
| Black or African American | 364 | 33.5% of 278 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,454 | 19.3% of 5,281 decided |
| 2 or more minority races | withheld | |
| Joint | 121 | 23.2% of 99 decided |
| Race Not Available | 1,186 | 23.1% of 908 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 170 | 27.8% of 133 decided |
| Not Hispanic or Latino | 6,990 | 20.3% of 5,713 decided |
| Joint | 93 | 16.7% of 72 decided |
| Ethnicity Not Available | 1,272 | 22.2% of 964 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,996 | 22.6% of 2,408 decided |
| Female | 1,742 | 25.3% of 1,378 decided |
| Joint | 3,099 | 16.0% of 2,574 decided |
| Sex Not Available | 688 | 22.6% of 522 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1046 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved