Mortgage lending in Wayne County, Ohio
Lenders in Wayne County, Ohio reported 3,550 mortgage applications for 2025, according to the CFPB.
3,550 mortgage applications and 2,303 loans originated in 2025; the denial rate was 18.7% of 2,994 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, OH.
- 3,550
- Applications
- 2,303
- Loans originated
- 18.7%
- Denial rate
- 559 denied of 2,994 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,550 | 2,303 |
| 2024 | 3,225 | 2,022 |
| 2023 | 3,112 | 1,870 |
| 2022 | 3,962 | 2,584 |
| 2021 | 5,710 | 3,910 |
| 2020 | 5,402 | 3,827 |
| 2019 | 4,048 | 2,782 |
| 2018 | 4,005 | 2,690 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 309 | 501 |
| Farmers National Bank | 211 | 267 |
| Crosscountry Mortgage, LLC | 192 | 256 |
| Rocket Mortgage | 176 | 232 |
| PNC Bank N.A. | 149 | 233 |
| Main Street Bank Corp | 91 | 117 |
| Union Home Mortgage Corp. | 69 | 76 |
| United Wholesale Mortgage | 56 | 91 |
| The Commercial & Savings Bank | 50 | 56 |
| The Apple Creek Banking Company | 45 | 59 |
| Third Federal Savings and Loan | 42 | 59 |
| United Trust Bank | 38 | 41 |
| Mortgage Research Center | 36 | 70 |
| ALCOVA Mortgage, LLC | 30 | 33 |
| Pennymac Loan Services LLC | 30 | 54 |
| Triad Financial Services, Inc. | 28 | 64 |
| Fairway Independent Mort Corp | 27 | 31 |
| JPMorgan Chase Bank, NA | 27 | 42 |
| Directions Credit Union | 25 | 34 |
| The Park National Bank | 24 | 36 |
| US Bank, N.A. | 24 | 54 |
| Polaris Home Funding Corp. | 23 | 28 |
| Figure Lending LLC | 20 | 36 |
| Fifth Third Bank, National Association | 20 | 33 |
| Howard Hanna Financial Services, Inc | 19 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 33 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,076 | 18.0% of 2,609 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 371 | 20.3% of 300 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 65 | 13.2% of 53 decided |
| Not Hispanic or Latino | 3,022 | 18.4% of 2,566 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 436 | 21.3% of 353 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,265 | 19.7% of 1,046 decided |
| Female | 660 | 23.2% of 560 decided |
| Joint | 1,396 | 15.2% of 1,204 decided |
| Sex Not Available | 229 | 21.7% of 184 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1628 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved