Mortgage lending in Summit County, Ohio
Lenders in Summit County, Ohio reported 21,848 mortgage applications for 2025, according to the CFPB.
21,848 mortgage applications and 13,452 loans originated in 2025; the denial rate was 20.2% of 17,670 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Akron, OH MSA.
- 21,848
- Applications
- 13,452
- Loans originated
- 20.2%
- Denial rate
- 3,571 denied of 17,670 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,848 | 13,452 |
| 2024 | 19,974 | 12,122 |
| 2023 | 18,751 | 11,376 |
| 2022 | 24,999 | 15,689 |
| 2021 | 36,961 | 24,409 |
| 2020 | 33,702 | 21,898 |
| 2019 | 25,223 | 16,182 |
| 2018 | 24,375 | 15,239 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 1,813 | 3,045 |
| Crosscountry Mortgage, LLC | 999 | 1,379 |
| Rocket Mortgage | 923 | 1,232 |
| Third Federal Savings and Loan | 778 | 1,176 |
| Citizens Bank, NA | 522 | 867 |
| Fifth Third Bank, National Association | 508 | 814 |
| PNC Bank N.A. | 451 | 762 |
| United Wholesale Mortgage | 433 | 592 |
| Fairway Independent Mort Corp | 401 | 500 |
| JPMorgan Chase Bank, NA | 256 | 396 |
| Synergy One Lending, Inc. | 238 | 302 |
| Union Home Mortgage Corp. | 231 | 283 |
| Howard Hanna Financial Services, Inc | 226 | 261 |
| Towpath Credit Union | 201 | 340 |
| Ruoff Mortgage Company | 173 | 249 |
| US Bank, N.A. | 162 | 343 |
| BPL Mortgage, LLC | 139 | 190 |
| Pennymac Loan Services LLC | 128 | 257 |
| Guaranteed Rate, Inc. | 125 | 213 |
| First National Bank of PA | 122 | 174 |
| NVR Mortgage Finance, Inc. | 118 | 169 |
| First Commonwealth Bank | 115 | 167 |
| Mortgage Research Center | 113 | 268 |
| Nations Lending Corporation | 112 | 128 |
| Keybank National Association | 107 | 179 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 50 | no rate: base under 50 |
| Asian | 782 | 23.7% of 624 decided |
| Black or African American | 1,818 | 33.2% of 1,404 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 15,500 | 18.2% of 12,854 decided |
| 2 or more minority races | withheld | |
| Joint | 303 | 16.6% of 247 decided |
| Race Not Available | 3,339 | 22.0% of 2,454 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 452 | 26.1% of 364 decided |
| Not Hispanic or Latino | 17,732 | 19.6% of 14,583 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,425 | 22.8% of 2,521 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,915 | 21.8% of 6,334 decided |
| Female | 5,394 | 23.5% of 4,397 decided |
| Joint | 6,332 | 15.2% of 5,355 decided |
| Sex Not Available | 2,207 | 21.6% of 1,584 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2047 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved