Mortgage lending in Union County, Ohio
Lenders in Union County, Ohio reported 3,973 mortgage applications for 2025, according to the CFPB.
3,973 mortgage applications and 2,549 loans originated in 2025; the denial rate was 15.7% of 3,154 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, OH HUD Metro FMR Area.
- 3,973
- Applications
- 2,549
- Loans originated
- 15.7%
- Denial rate
- 495 denied of 3,154 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,973 | 2,549 |
| 2024 | 3,244 | 2,016 |
| 2023 | 2,967 | 1,868 |
| 2022 | 4,037 | 2,572 |
| 2021 | 6,218 | 4,348 |
| 2020 | 6,415 | 4,498 |
| 2019 | 4,064 | 2,769 |
| 2018 | 3,243 | 2,133 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 246 | 392 |
| M/I Financial. LLC | 132 | 162 |
| Rocket Mortgage | 131 | 166 |
| United Wholesale Mortgage | 130 | 178 |
| Victory Mortgage, LLC | 119 | 137 |
| Fifth Third Bank, National Association | 110 | 177 |
| NFM, Inc | 100 | 146 |
| Pulte Mortgage LLC | 91 | 121 |
| JPMorgan Chase Bank, NA | 74 | 124 |
| Honda Federal Credit Union | 67 | 89 |
| Third Federal Savings and Loan | 62 | 96 |
| Union Savings Bank | 52 | 64 |
| Kemba Financial Credit Union | 48 | 73 |
| First Financial Bank | 45 | 64 |
| Union Home Mortgage Corp. | 44 | 63 |
| Pennymac Loan Services LLC | 42 | 65 |
| PNC Bank N.A. | 41 | 65 |
| Crosscountry Mortgage, LLC | 39 | 62 |
| The Richwood Banking Company | 37 | 56 |
| Wright Patt Credit Union Inc | 37 | 69 |
| Pathways Financial Credit Union | 32 | 46 |
| Guaranteed Rate, Inc. | 28 | 47 |
| Lower, LLC | 27 | 47 |
| Mutual of Omaha Mortgage | 25 | 36 |
| BMI Federal Credit Union | 23 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 565 | 14.5% of 394 decided |
| Black or African American | 57 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,731 | 15.8% of 2,230 decided |
| 2 or more minority races | under 10 | |
| Joint | 66 | 10.7% of 56 decided |
| Race Not Available | 533 | 15.6% of 411 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 140 | 29.1% of 110 decided |
| Not Hispanic or Latino | 3,244 | 15.6% of 2,593 decided |
| Joint | withheld | |
| Ethnicity Not Available | 524 | 13.0% of 401 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,416 | 19.5% of 1,099 decided |
| Female | 553 | 20.4% of 441 decided |
| Joint | 1,751 | 11.5% of 1,419 decided |
| Sex Not Available | 253 | 14.4% of 195 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 236 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved