Mortgage lending in Geauga County, Ohio
Lenders in Geauga County, Ohio reported 4,052 mortgage applications for 2025, according to the CFPB.
4,052 mortgage applications and 2,526 loans originated in 2025; the denial rate was 22.4% of 3,407 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cleveland, OH HUD Metro FMR Area.
- 4,052
- Applications
- 2,526
- Loans originated
- 22.4%
- Denial rate
- 764 denied of 3,407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,052 | 2,526 |
| 2024 | 3,653 | 2,236 |
| 2023 | 3,473 | 2,167 |
| 2022 | 4,795 | 3,125 |
| 2021 | 7,495 | 5,004 |
| 2020 | 7,375 | 4,918 |
| 2019 | 5,412 | 3,502 |
| 2018 | 4,974 | 3,118 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 419 | 675 |
| The Middlefield Banking Company | 235 | 337 |
| Third Federal Savings and Loan | 165 | 255 |
| Rocket Mortgage | 150 | 206 |
| Citizens Bank, NA | 127 | 196 |
| Crosscountry Mortgage, LLC | 126 | 174 |
| Fifth Third Bank, National Association | 103 | 157 |
| First National Bank of PA | 89 | 125 |
| United Wholesale Mortgage | 58 | 73 |
| PNC Bank N.A. | 54 | 114 |
| Union Home Mortgage Corp. | 51 | 61 |
| NVR Mortgage Finance, Inc. | 50 | 59 |
| Howard Hanna Financial Services, Inc | 46 | 56 |
| Guaranteed Rate, Inc. | 39 | 58 |
| JPMorgan Chase Bank, NA | 35 | 59 |
| Keybank National Association | 34 | 46 |
| First Federal S&L of Lakewood | 32 | 51 |
| Farm Credit Mid-America, Aca | 28 | 46 |
| Dollar Bank, FSB | 27 | 46 |
| Navy Federal Credit Union | 25 | 45 |
| Pennymac Loan Services LLC | 23 | 40 |
| Farmers National Bank | 22 | 31 |
| Synergy One Lending, Inc. | 20 | 26 |
| US Bank, N.A. | 20 | 39 |
| Ixonia Bank | 17 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 41 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,540 | 21.8% of 3,006 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 403 | 25.9% of 313 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 3,519 | 22.2% of 2,982 decided |
| Joint | 48 | no rate: base under 50 |
| Ethnicity Not Available | 441 | 23.3% of 347 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,456 | 26.2% of 1,205 decided |
| Female | 697 | 28.9% of 575 decided |
| Joint | 1,676 | 17.2% of 1,453 decided |
| Sex Not Available | 223 | 18.4% of 174 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1044 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved