Mortgage lending in Knox County, Ohio
Lenders in Knox County, Ohio reported 2,541 mortgage applications for 2025, according to the CFPB.
2,541 mortgage applications and 1,627 loans originated in 2025; the denial rate was 18.7% of 2,098 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knox County, OH.
- 2,541
- Applications
- 1,627
- Loans originated
- 18.7%
- Denial rate
- 393 denied of 2,098 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,541 | 1,627 |
| 2024 | 2,304 | 1,436 |
| 2023 | 2,076 | 1,282 |
| 2022 | 2,754 | 1,745 |
| 2021 | 3,869 | 2,648 |
| 2020 | 3,912 | 2,616 |
| 2019 | 2,787 | 1,864 |
| 2018 | 2,521 | 1,667 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Park National Bank | 308 | 401 |
| Rocket Mortgage | 97 | 135 |
| Fairway Independent Mort Corp | 92 | 108 |
| Huntington National Bank | 87 | 177 |
| Union Home Mortgage Corp. | 69 | 86 |
| Ces Cu | 57 | 67 |
| United Wholesale Mortgage | 50 | 78 |
| PNC Bank N.A. | 45 | 67 |
| Ruoff Mortgage Company | 31 | 40 |
| Crosscountry Mortgage, LLC | 31 | 52 |
| NFM, Inc | 27 | 38 |
| Freedom Mortgage Corporation | 23 | 42 |
| Kemba Financial Credit Union | 23 | 40 |
| Pennymac Loan Services LLC | 23 | 40 |
| Farm Credit Mid-America, Aca | 20 | 32 |
| Equity Resources Inc | 20 | 28 |
| Newrez LLC | 19 | 30 |
| JPMorgan Chase Bank, NA | 19 | 28 |
| Fifth Third Bank, National Association | 19 | 29 |
| Mortgage Research Center | 17 | 40 |
| Union Savings Bank | 17 | 23 |
| Lower, LLC | 17 | 29 |
| US Bank, N.A. | 17 | 32 |
| First Commonwealth Bank | 17 | 20 |
| Mechanics Bank | 15 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,178 | 17.4% of 1,814 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 285 | 22.9% of 223 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 2,180 | 18.2% of 1,811 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 323 | 22.3% of 256 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 941 | 19.3% of 771 decided |
| Female | 433 | 23.4% of 355 decided |
| Joint | 1,004 | 16.1% of 846 decided |
| Sex Not Available | 163 | 19.8% of 126 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1299 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved